Detecting Problem Loans
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A nine-step process for dealing with problem credits
Course Overview
Detecting Problem Loans is designed to sharpen the ability of participants to recognize potential problem loans early, to analyze credit and operational risks, and to work with problem credits. Case studies provide an opportunity for participants to apply what they have learned throughout the course. Who will benefit?
Detecting Problem Loans is for loan officers and other credit professionals who need to understand the ways to minimize problem loans and to deal with them once they surface. The course is appropriate for junior to mid-level commercial lenders, credit review and credit policy officers, and junior workout officers.
You will:
- Recognize the causes of business failure and loan losses.
- Diagnose management/operating problems, potential problem loans, and critical occurrences.
- Identify the early warning signs, coincident and lagging indicators of problem loans, the five stages of problem loans resolution, and monitoring tools.
- Understand the nine-step process for analyzing problem loans.
- Explore the basic options for resolving problem loans-outplacement, workout, and liquidation.
- Identify lender liability issues and how to communicate the bank's decision to the borrower.
Prerequisites
Participants are expected to have a thorough knowledge of financial accounting, traditional financial statement analysis, and cash flow analysis.
How can you take this course?
RMA makes it easy for you to access this course. We offer Commercial Credit for Lenders in two convenient formats:
- In your facility, taught and administered by RMA. For more information, please contact the Regional Manager for your area.
- Taught and administered directly by your organization using RMA course materials.
- As an open enrollment course. See course calendar for details.
The Participant's Manual can be purchased online or by contacting RMA's Customer Care at 1-800-677-7621.
To purchase the Instructor's Guide (Product No. 600902), please contact Stacy Forcina at 1-215-446-4065. |
Member Price:
$250
Non Member Price:
$340
Product ID:
600901
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