How the certification examination was developed
Industry experts developed the examination questions. RMA's Certification Steering Committee, composed of members from U.S. and Canadian regional, national, and community banks, validated the questions. A psychometrician (one who assures the veracity of the data, analytical methods, and test results) guided question development, approval, and the test-delivery process.
Of foremost concern to the Steering Committee and authoring team was the development of an examination having the scope and content to assess the knowledge of a sufficiently skilled credit risk professional.
The examination is reviewed on a periodic schedule under the guidance of RMA's Certification Committee and a psychometrician. All the examination case material is fictitious. Any similarity to existing institutions or individuals is coincidental.
History, mission, and vision of RMA certification
RMA-Credit Risk Certified is the premier designation for the commercial credit risk professional. This credential distinguishes the certification holder from all others in the field. Not only does it validate your credit risk skills, but it identifies your exemplary achievement as a RMA-Credit Risk Certified recipient. It demonstrates that you recognize the industry's best credit practices. And it shows to your customers your commitment to expert skills, knowledge, and professionalism.
The certification designation sets you apart from other job/promotion applicants. The proven proficiencies and exemplary achievement reflect your strong commitment to the credit risk profession. The continuing education component recognizes your ongoing commitment to remaining current and informed. Although not an endorsement of future performance, certification recognizes your significant achievement and validates your skills for employers and customers.
In 2002, RMA began to explore the need for a way to recognize those excelling in the credit risk field. An industry credential seemed the best way to accomplish this. Based on RMA's position as the global industry leader, it was appropriate for us to develop the RMA-Credit Risk Certified credential.
Confidentiality Policy
All RMA-Credit Risk Certified materials are the sole and exclusive property of RMA, including the scenarios, questions, answer keys, and rationales. RMA will not release any of this material for any reason. Scores are kept confidential and will not be released unless directed by legal authority. Only those who have taken the test can request a copy of their scores.
Frequently Asked Questions (PDF)