UCA I: Cash Flow Analysis (16-hours paper-based course)

How to determine if a borrower can repay a loan
(Formerly Cash Flow Analysis, Self-Study)

Course Overview
UCA I: Cash Flow Analysis (Self-Study) , in book format, is designed to help credit risk professionals increase their understanding of how a borrower can repay a loan from cash flow. The purpose of this course is to help the participants integrate cash flow analysis with all other credit analysis techniques to prepare a more complete and balanced presentation to loan-approving authorities. This self-study course is designed to take approximately 16 hours to complete.

Who will benefit?
UCA I: Cash Flow Analysis (Self-Study) is designed for credit analysts, loan review personnel, lenders, and branch staff, as well as other credit risk professionals who need to understand UCA direct cash flow and how it helps determine a borrower's ability to repay loans.

You will:

• Follow the flow of cash through a borrowing business and record the cash flow in a comprehensible manner.
• Correctly interpret the cash flow.
• Identify key variables to help predict the borrowing company's future ability to repay a loan.
• Manually project a cash flow to determine loan repayment.

Prerequisites
Participants are expected to have a thorough knowledge of financial accounting and traditional financial statement analysis. RMA’s Financial Statement Analysis or Commercial Credit for Lenders are excellent courses to complete prior to this course. This course or its equivalent is a prerequisite for UCA II: Credit Risk Analysis for Commercial Bankers.

Textbook, product #602401
RMA members $375
Nonmembers $510