Analyzing Personal Financial Statements and Tax Returns

Course Overview
The objective of RMA's Analyzing Personal Financial Statements and Tax Returns course is to use tax returns and personal financial statements to determine a customer's ability to repay a loan through cash flow. Cases include a discussion of individuals, partnerships, proprietorships, and small businesses.

Who will benefit from this course?
A thorough knowledge of income tax returns and cash flow can benefit all lenders trying to differentiate their services in the market. Analyzing Personal Financial Statements and Tax Returns is designed for all lending and credit professionals who rely on this information to make credit decisions.

How this course will help you meet the challenges of your career and today's market
As a result of your participation in Analyzing Personal Financial Statements and Tax Returns, you will:

• Improve the quality of your portfolio using personal financial statements as a predictor of repayment.
• Strengthen the underlying asset value of your portfolio through an understanding of adjusted net worth.
• Quickly identify the most relevant sections of the tax return that affect cash flow.
• Understand how taxes influence cash flow and the customer's operations.
• Analyze tax returns for individuals, partnerships, real estate transactions, and small businesses.
• Develop strategies for predicting future cash flow.

The Participant's Manual can be purchased online or by contacting RMA's Customer Care at 1-800-677-7621.

To order the Instructor's Guide (Product No.: 600002), please contact Stacy Forcina
at 1-215-446-4065.