Asset-Based Lending for Non-Asset-Based Lenders

Targeting profitable candidates for asset-based loans

Course Overview
This course provides participants with a basic understanding of asset-based lending (ABL) concepts and techniques. Participants learn about ABL borrowers, collateral and field examinations, and loan structures, including reporting and monitoring techniques. Participants read and discuss a case study that illustrates many of the issues involved in ABL.

Who will benefit?
This course is for small business and middle-market lenders who are not asset-based lenders but who are responsible for identifying ABL customers. The program also provides an excellent overview of asset-based lending for others who need a basic understanding of the process of making an asset-based loan (e.g., loan review personnel, credit analysts).

You will:

• Target appropriate candidates for asset-based loans.
• Identify and understand the risks particular to asset-based lending.
• Understand the purpose and objectives of the field exam and be able to explain how the exam discloses and quantifies collateral risk.
• Understand how and why effective loan structuring, reporting, and monitoring can minimize asset-based lending risk.

Prerequisites
Participants are expected to have some small business and middle-market lending experience.

The Participants Manual can be purchased online or by contacting RMA's Customer Care at 800-677-6721.

The Instructors Guide (Product No.: 600102) can be purchased by contacting Stacy Forcina at 215-446-4065.