Lending to Single Family Home Developers

Profitable opportunity or risky adventure?

Course Overview
Lending to a small, single family home developer or builder can be a profitable opportunity or a very risky venture. The goal of this course is to give you the confidence and information needed to lend to residential land developers and home builders. To accomplish this, an experienced instructor familiar with lending to residential developers and home builders focuses on how to evaluate a loan request for an individual or company seeking a loan to develop small residential tracts or build homes.

Who will benefit from this course?
If you are a lender, credit officer, credit analyst, or loan review officer with little or no experience in lending to residential developers or builders, this course will give you the basic information you need to make an informed decision when considering a loan application from a developer or builder.

How this course will help you meet the challenges of your career and today's market
After completing this course, you will:

• Identify the market and economic factors that influence the home building industry.
• Understand the risks related to entitlements, land acquisition, and development of land.
• Understand the implications of local, state, and federal regulations for site plan approval and loan structuring.
• Analyze developer company and personal financial statements and cash flow information.
• Understand how to structure and monitor acquisition and development loans (A&D) and construction and lot lines.

The Participant's Manual can be purchased online or by contacting RMA's Customer Care at 1-800-677-7621.

To purchase the Instructor's Guide (Product No. 611102), please contact Stacy Forcina at 1-215-446-4065.