UCA II: Credit Risk Analysis for Commercial Bankers®

A building block for lenders with a working knowledge of cash flow analysis

Course Overview
UCA II: Credit Risk Analysis for Commercial Bankers^® (Formerly Uniform Credit Analysis) is known by the industry as one of the key building blocks for commercial lenders. Participants will construct and analyze cash flow statements, perform sensitivity analyses, and develop a greater understanding of the effects of management style and financial management on the business.

Who will benefit from this course?
UCA II: Credit Risk Analysis for Commercial Bankers^® is designed for experienced lenders who are already proficient in financial accounting, financial statement analysis, and cash flow analysis. Credit trainees and other support personnel may benefit if they have the prerequisite skills.

How this course will help you meet the challenges of your career and today's market
As a result of your participation in UCA II: Credit Risk Analysis for Commercial Bankers^®, you will:

• Perform historical analyses, construct and analyze cash flow statements.
  
• Measure the impact of management decision-making on financial performance.
  
• Evaluate the effects of management and business and competitive environment factors on loan repayment.
  
• Assess the external and internal environments.
  
• Analyze the company's historical financial performance, including trend analysis and linkage to management actions and decisions.
  
• Construct and analyze computer-assisted financial projections.
  
• Evaluate and describe the company's management team.
  
• Integrate the analytical traditions of financial analysis, management assessment, and business environment into an appropriate credit recommendation.

The Participants Manual can be purchased online or by contacting RMA's Customer Care at 1-800-677-6721.

The Instructors Guide (Product No.: 601402) can be purchased by contacting Stacy Forcina at 1-215-446-4065.