Friday, November 21, 2008

Winning the Credit Cycle Game

Follow the Leaders...

A road map for adding shareholder value through credit portfolio management
RMA, in cooperation with First Manhattan Consulting Group, recently conducted an extensive survey of loan portfolio practices of RMA selected member institutions. Sixty-four of the top 70 banks in the U.S. participated in the study. The results detail current industry practices, what approaches the best firms are using today, and their plans for the future.

What's in it for you? 

  • Priceless insight from credit portfolio managers at 64 of the top 70 banks in the U.S. and Canada.
  • Processes, techniques, and tools employed.
  • Aspects of loan portfolio management that have been most valuable.
  • Aspects proven most difficult to do well.
  • Types of resources needed.

This comprehensive study was designed with leading financial institutions and conducted in two phases during the first half of 1997.

The study focus includes:

  • Commercial risk grading.
  • Credit-portfolio risk measurement methods.
  • Credit-portfolio risk management strategies.
  • Organizational structure—interaction of the portfolio management function with other areas.

RMA member institutions have spent a good deal of time, effort, and money over the past few years implementing, and improving on, their portfolio management practices, strategies, and techniques. The next economic downturn will test loan portfolios, making the results of this study essential reading for senior credit and risk executives. This exclusive publication gives you the tools to tailor an optimal approach to portfolio management based on your bank's unique culture and market strategy.

To purchase Winning the Credit Cycle Game, contact RMA's Customer Care at 1-800-677-7621 or order online.

Additional copies from the same institution:
(when ordered at the same time)
RMA Members: $50
Nonmembers: $95