Both Books Financial Ratio Benchmarks Book and Industry Default Probabilities and Cash Flow Measures Book Purchased

What is RMA's Financial Ratio Benchmarks?

The original Annual Statement Studies, this publication is the only source of financial statement benchmarks derived directly from more than 265,000 statements of financial institution borrowers and prospects. These financial statements come directly to RMA from our member institutions, which get their data straight from the customer.

Financial Ratio Benchmarks includes:

• Nineteen classic financial statement ratios, clearly defined. It's like getting a free financial textbook with your purchase.
• Common-size balance sheet and income statement. Six balance sheet and income statement line items are presented in common-size format.
• Data arrayed by asset and sales size. Six different asset and sales size categories are presented to ensure a perfect match to your situation.
• Unique information. No other information provider gets their data from where we get ours.
• More than 740 industries presented using the North American Industry Classification System (NAICS) codes.
• Trend data available for the past five years. You'll get the most up-to-date information for the current period, and you'll be able to compare it quickly to the past five periods.
• RMA's Credit and Lending Dictionary.

More Information:

• FAQs
• Definition of Ratios (PDF)
• Sample Financial Ratio Benchmarks (PDF)
• Listing of industries in the Annual Statement Studies^® sorted by NAICS (PDF)

What is Industry Default Probabilities and Cash Flow Measures?

This companion publication contains probability of default estimates, cash flow measures, and change in financial position information for more than 690 industries. It represents a major content expansion of Annual Statement Studies. It brings together the power of Moody's RiskCalc™ for private companies and the Statement Studies database to provide distribution statistics on one-year and five-year probability of default estimates by industry. These benchmarks add substantial value to the critical analysis of cash flow for private companies.

Industry Default Probabilities and Cash Flow Measures includes:

• Probability of default estimates on a percentage scale, mapped to a .pd bond rating scale.
• Cash flow measures on a common-size percentage scale.
• Change in position, normalized, year over year, for eight financial statement line items.
• Data arrayed by asset and sales size.
• Trend data available for the past five years.
• RMA's Credit and Lending Dictionary.

More Information:

• FAQs
• Definition of Ratios (PDF)
• Sample Industry Default Probabilities and Cash Flow Measures (PDF)
• Listing of industries in the Annual Statement Studies^® sorted by NAICS (PDF)

Ordering Information

• Order both books, select the "Add to Cart" button below.
• Order Industry Default Probabilites and Cash Flow Measures or the Financial Ratio Benchmarks individually.
• Subscribe and save time and money!
• eStatement Studies^SM contains data from both books on the Web.
• Individual NAICS download
• Licensing the RMA Annual Statement Studies^® Data for: Accountants, Consultants, and Business Valuation Professionals (PDF)

Professional Member: $355