RMA - The Risk Management Association
  Thursday, July 29, 2010
RMA

Detecting Problem Loans (Course)

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A process for recognizing and dealing with problem loans

Course Overview
Detecting Problem Loans is designed to sharpen the ability of participants to recognize potential problem loans early, to analyze credit and operational risks, and to work with problem credits. Case studies provide an opportunity for participants to apply what they have learned throughout the course.

Who will benefit?
Detecting Problem Loans is for loan officers and other credit professionals who need to understand the ways to minimize problem loans and to deal with them once they surface. The course is appropriate for junior to mid-level commercial lenders, credit review and credit policy officers, and junior workout officers.

You will:

  • Recognize the causes of business failure and loan losses.
  • Diagnose management/operating problems, potential problem loans, and critical occurrences.
  • Identify the early warning signs, coincident and lagging indicators of problem loans, the five stages of problem loan resolution, and monitoring tools.
  • Explore how the alarm is sounded and by whom, the watch process and report, and the development of an action plan.
  • Understand the nine-step process for analyzing problem loans.
  • Explore the basic options for resolving problem loans—outplacement, workout, and liquidation.
  • Identify lender liability issues and how to communicate the bank's decision to the borrower.

Prerequisites
Participants are expected to have thorough knowledge of financial accounting, traditional financial statement analysis, and cash flow analysis.

Pre-course Assignment
Requires you to complete a pre-course assignment that should take approximately two hours to complete.

A pre- and post-test are available upon request.

Registration fees
Associate members: $425
Nonassociates from member institutions/professional members: $450
Nonmembers: $675

Receive a 10% discount when you register 30 days or more before the start date of the course.

Registration fees for both Detecting Problem Loans and Problem Loan Workouts scheduled back-to-back (when available)
Associate members: $810*
Nonassociates from member institutions/professional members: $870*
Nonmembers: $1,310*

*In order to receive this online discount, enter BTB in the Marketing Code field on the Shopping Cart page. This field will appear after you log in.

Related Topic
Problem Loan Workouts

NASBA: 8 CPE Hours
RMA-CRC: 10 CEUs

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To register for an event, click on the Event Name:

 NameLocationStart DateEnd DateAvailable Seats
Credit Risk Detecting Problem Loans St Louis, MO9/27/20109/27/201035
Credit Risk Detecting Problem Loans Atlanta, GA10/25/201010/25/201039
Credit Risk Detecting Problem Loans Raleigh, NC11/18/201011/18/201040

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