RMA - The Risk Management Association
  Thursday, July 29, 2010
RMA

Global Cash Flow (Course)

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Learn how and when to use global cash flow

Course Overview
Global Cash Flow will enhance a lender or analyst's ability to estimate the probability of loan repayment from a small to medium sized business entity as borrower and the owners and/or guarantors, or vice versa.

This one-day course will teach participants how to make a comprehensive loan decision by combining the information in personal cash flow statements with business income (cash flow available for debt service of the closely held business) and personal debt service combined with business debt service.

This will involve an understanding of the components that comprise a global cash flow (GCF), determining the resources that are needed to construct a global cash flow, understanding income versus cash flow (including balance sheet changes), and the interdependence of the entities.

Who will benefit?
Practicing commercial loan officers and other lending or credit professionals—in areas such as private banking and small business lending—who need to increase their understanding of income tax returns and cash flow will benefit from Global Cash Flow.

You will:

  • Estimate the probability of loan repayment from a business entity as borrower and the individual who owns that business as guarantor, or vice versa (a small business/self-employed situation).
  • Make a comprehensive loan decision by combining the information in personal cash flow statements with business income and personal debt service combined with business debt service.
  • Identify the components that comprise a GCF and determine the resources that are needed to construct a GCF.
  • Quantify income versus cash flow.
  • Understand the interdependence of the entities.
  • Understand how and when to use GCF.

Prerequisites
Participants should have completed RMA's Analyzing Personal Financial Statements and Tax Returns and Analyzing Business Tax Returns, or have a basic knowledge of personal tax returns, cash flow, and business financial statements and related ratios and cash flow.

Registration fees

For events scheduled on or before September 1, 2010 (regardless of when you register):
RMA members $435
Nonmembers $650

For events scheduled after September 1, 2010 (regardless of when you register):
Associate members: $425
Nonassociates from member institutions/professional members: $450
Nonmembers: $675

Receive a 10% discount when you register 30 days or more before the start date of the course.

NASBA: 8 CPE Hours

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To register for an event, click on the Event Name:

 NameLocationStart DateEnd DateAvailable Seats
Credit Risk Global Cash Flow Minneapolis, MN8/2/20108/2/201015
Credit Risk Global Cash Flow Pittsburgh, PA8/9/20108/9/201012
Credit Risk Global Cash Flow Los Angeles, CA9/24/20109/24/201025
Credit Risk Global Cash Flow Memphis, TN9/24/20109/24/201028
Credit Risk Global Cash Flow Charlotte, NC9/27/20109/27/201027
Credit Risk Global Cash Flow Irving, TX9/28/20109/28/201023
Credit Risk Global Cash Flow Dubuque, IA10/1/201010/1/201019
Credit Risk Global Cash Flow Tulsa, OK10/4/201010/4/201030
Credit Risk Global Cash Flow Albuquerque, NM10/6/201010/6/201030
Credit Risk Global Cash Flow New York, NY10/6/201010/6/201030
Credit Risk Global Cash Flow Brookfield, WI10/8/201010/8/201030
Credit Risk Global Cash Flow Seattle, WA10/14/201010/14/201030
Credit Risk Global Cash Flow Sarasota, FL10/15/201010/15/201029
Credit Risk Global Cash Flow Boca Raton, FL10/28/201010/28/201030
Credit Risk Global Cash Flow Richmond, VA10/29/201010/29/201026
Credit Risk Global Cash Flow Allentown, PA11/2/201011/2/201028
Credit Risk Global Cash Flow Sacramento, CA11/3/201011/3/201029
Credit Risk Global Cash Flow Denver, CO11/4/201011/4/201030
Credit Risk Global Cash Flow Birmingham, AL11/4/201011/4/201029
Credit Risk Global Cash Flow Little Rock, AR11/5/201011/5/201030
Credit Risk Global Cash Flow Spartanburg, SC11/8/201011/8/201030
Credit Risk Global Cash Flow Indianapolis, IN11/9/201011/9/201029
Credit Risk Global Cash Flow Nashville, TN11/17/201011/17/201030
Credit Risk Global Cash Flow Shreveport, LA12/3/201012/3/201030
Credit Risk Global Cash Flow Atlanta, GA12/8/201012/8/201030
Credit Risk Global Cash Flow Kansas City, MO1/26/20111/26/201130
Credit Risk Global Cash Flow Portland, OR2/3/20112/3/201130
Credit Risk Global Cash Flow Raleigh, NC2/9/20112/9/201130
Credit Risk Global Cash Flow Huntington Beach, CA3/10/20113/10/201130
Credit Risk Global Cash Flow San Francisco, CA6/13/20116/13/201130

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