RMA acts as a liaison between the financial services industry and bank regulatory agencies. As a not-for-profit, professional association, RMA does not lobby on behalf of the industry. However, RMA meets often with industry regulators to discuss issues of mutual concerns such as the impact of a slowing economy on bank portfolios.
RMA and the Institute for International Finance (IIF) respond to Standard & Poor's Consultation on their Alternative Risk-Adjusted Capital Framework
RMA and IIF submitted a joint response to Standard & Poor's proposal for an alternative Risk-Adjusted Capital Framework. In the response letter, the Associations argue that the development of an additional risk-adjusted capital framework—beyond what is already available through the internal economic capital process and the Basel II Framework—will not be helpful to the financial community. The letter asserts that the proposed approach is not risk based, will provide misleading, conflicting signals, and will foster confusion in the marketplace.
RMA President and CEO Kevin M. Blakely testifies before the U.S. Senate Banking Subcommittee—June 19, 2008
Community Bank Council Summary 2007 (PDF)
RMA Response to the NPR: Risk-Based Capital Standards: Advanced Capital Adequacy Framework Modifications (PDF)
RMA Response to the NPR: Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Domestic Capital Modifications (PDF)