(From a Member Institution)
Our purpose is to help highly successful professionals like you make better risk management decisions. Through our local chapter meetings, conferences, and round tables we provide unique opportunities for you to hear the industry's best risk managers. Our publications and information services will keep you current with the industry's best practices.
Benefits
- The RMA Journal® 10 times a year with updates on the latest RMA risk management tools and research. In addition, the online Journal is available 24/7 to easily find content, archive articles, and contact RMA authors and advertisers—at no additional cost.
- Downloadable RMA Journal articles and Study Packs at no cost.
- Substantial member discounts on all RMA products and services.
- Access to Associate members worldwide via our online Member Roster.
- Key studies on important banking issues like: risk appetite, CRE loan workouts, ALLL, stress testing, and the 2009 RMA/AFS State of Enterprise Data to Support Credit Risk Management.
- Recorded Web seminars and audio conferences on today's most important issues.
- Accounting Roundup updates
- Regulatory updates
Membership Dues
RMA membership is cost effective. At only $75.00 per year, it is one of the lowest-cost financial association memberships. (Most local chapters also charge a fee for chapter membership which is not included in fee.)
Associate Dues Proration Scale
The RMA fiscal year is September 1 through August 31. The dues for members joining RMA are prorated in equal twelfths from September 1 through April 30. From May 1, prorated dues for the current fiscal year and full dues for the upcoming fiscal year will be charged. Dues are not transferable and are not refundable. Membership takes effect upon payment of dues. Pay the following amount if you submit your application during the month of:
| September | Pay | $75.00 | 12 months of membership |
| October | Pay | $68.75 | 11 months of membership |
| November | Pay | $62.50 | 10 months of membership |
| December | Pay | $56.25 | 9 months of membership |
| January | Pay | $50.00 | 8 months of membership |
| February | Pay | $43.75 | 7 months of membership |
| March | Pay | $37.50 | 6 months of membership |
| April | Pay | $31.25 | 5 months of membership |
| May | Pay | $25.00 | 4 months of membership |
| June | Pay | $93.75 | 15 months of membership |
| July | Pay | $87.50 | 14 months of membership |
| August | Pay | $81.25 | 13 months of membership |
Senior Associate
The Senior Associate is our primary contact, and the key to the continuous support of RMA objectives and activities. Where practical, your institution should appoint, as its Senior Associate, the senior risk management officer, the chief executive officer, or individuals having significant management responsibility. The Senior Associate should:
- Participate in Headquarters' and local chapter activities;
- Be responsible for disseminating educational materials and notices of RMA activities to the proper people within the institution;
- Oversee the institution's participation in RMA surveys, studies and competitions, including RMA's Annual Statement Studies program and its other periodic data gathering and market-research surveys;
- Cast the institution's vote in RMA matters and be known throughout the institution as its spokesperson in RMA matters.
Regional Senior Associate
The Regional Senior Associate is the primary RMA contact for large member institutions that operate in more than one geographic region of the country. Although the Senior Associate is the primary RMA contact for the institution, the Regional Senior Associate is the contact in his or her region and the primary regional representative to RMA's Regional Managers.
The Regional Senior Associate is the key to continuous support of RMA activities and membership at the regional, state and market-area level. Where practical, the institution should appoint as its Regional Senior Associate the senior credit/risk officer, senior commercial loan officer, or senior manager for a region, state, or market area. The Regional Senior Associate should:
- Be known throughout his or her area as the authority on RMA;
- Advocate RMA membership, chapter participation, and event attendance within his or her area;
- Participate in local chapter activities as feasible.
Alternate Associate
The Alternate Associate temporarily assumes the responsibilities of the Senior Associate if that position becomes vacant. This person should be of senior stature.