Our purpose is to help highly successful professionals make better risk management decisions. Through our chapter meetings, conferences and round tables, we provide unique opportunities to hear the industry’s top risk managers. Our publications and information services will keep members current with the industry’s best practices. Furthermore, RMA offers substantial member discounts on all its products and services.
Associates will receive The RMA Journal® 10 times a year with updates on the latest RMA risk management tools and research. The online Journal is available 24/7 and offers free downloads of articles and study packs. At the local level, Associates will have full access and invitations to local chapter events. Included with your institution's membership is a set of RMA’s Annual Statement Studies® books. Plus, throughout the year, Associates will receive special reports/hot topics of interest, which may also be accessed through RMA's Members Only areas of the Web site.
The following organizations are eligible to apply for Institutional Membership:
Financial institutions, private and governmental, active in lending, the professional identification and management of credit and related risks, other aspects of risk management, and in providing related financial services;
- Agencies and authorities responsible for the supervision and regulation of such financial institutions, and other government and quasi-government administrations and entities that regularly deal with such financial institutions in connection with such activities;
- Other organizations, private and governmental, that are not financial institutions but whose primary functions and activities in credit and risk identification and management closely parallel those of financial institutions.
The Senior Associate
Your institution’s Senior Associate is our primary contact and the key to the continuous support of RMA objectives and activities. Where practical, your institution should appoint, as its Senior Associate, the senior risk management officer, the chief executive officer, or individuals having significant management responsibility. The Senior Associate should
- Participate in Headquarters' and local chapter activities;
- Be responsible for disseminating educational materials and notices of RMA activities to the proper people within the institution;
- Oversee the institution’s participation in RMA surveys, studies, and competitions, including RMA’s Annual Statement Studies program and its other periodic data-gathering and market research surveys;
- Cast the institution’s vote in RMA matters and be known throughout the institution as its spokesperson in RMA matters.
The Alternate Associate
This person temporarily assumes the responsibilities of the Senior Associate if that position becomes vacant. This person should be of senior stature.
Institutional Membership Dues Scale
(Fiscal Year, 2012-2013)
The RMA fiscal year is September 1 through August 31. The RMA institutional dues** for national and state banks, bank holding companies, Edge Act and Agreement Corporations, trust companies, savings banks, savings and loan associations, private banks or bankers engaged in a general banking business, farm credit banks and associations, banks for cooperatives, economic/industrial development corporations, foreign banks, and U.S. or Canadian branches or agencies of foreign banks, shall be based on a sliding scale of total assets as of December 31st*** preceeding billing as follows:
|Assets Minimum ||Assets Maximum ||Annual Dues |
| ||under $50 million ||$615 |
|$50 million ||and under $75 million ||$735 |
|$75 million ||and under $100 million ||$880 |
|$100 million ||and under $150 million ||$1,215 |
|$150 million ||and under $200 million ||$1,550 |
|$200 million ||and under $250 million ||$1,840 |
|$250 million ||and under $300 million ||$2,520 |
|$300 million ||and under $400 million ||$2,630 |
|$400 million ||and under $500 million ||$2,705 |
|$500 million ||and under $600 million ||$3,555 |
|$600 million ||and under $700 million ||$3,785 |
|$700 million ||and under $800 million ||$4,150 |
|$800 million ||and under $900 million ||$4,405 |
|$900 million ||and under $1 billion ||$4,520 |
|$1 billion ||and under $1.5 billion ||$5,050 |
|$1.5 billion ||and under $2 billion ||$5,775 |
|$2 billion ||and under $2.5 billion ||$7,800 |
|$2.5 billion ||and under $3 billion ||$8,925 |
|$3 billion ||and under $4 billion ||$10,300 |
|$4 billion ||and under $5 billion ||$12,725 |
|$5 billion ||and under $6 billion ||$13,900 |
|$6 billion ||and under $7 billion ||$15,450 |
|$7 billion ||and under $8 billion ||$16,050 |
|$8 billion ||and under $9 billion ||$16,675 |
|$9 billion ||and under $10 billion ||$17,550 |
|$10 billion ||and under $20 billion ||$19,050 |
|$20 billion ||and under $30 billion ||$21,350 |
|$30 billion ||and under $40 billion ||$22,500 |
|$40 billion ||and under $60 billion ||$23,025 |
|$60 billion ||and under $80 billion ||$23,950 |
|$80 billion ||and under $100 billion ||$25,150 |
|$100 billion ||and under $200 billion ||$26,800 |
|$200 billion ||and under $300 billion ||$32,450 |
|$300 billion ||and under $400 billion ||$38,125 |
|$400 billion ||and under $500 billion ||$43,275 |
|$500 billion ||and under $750 billion ||$53,925 |
|$750 billion ||and under $1 trillion ||$66,975 |
|$1 trillion ||and above ||$78,825 |
*Dues are not transferable or refundable.
**Of the organization's institutional dues, $75 is for two annual subscriptions to The RMA Journal. Many RMA chapters and groups also charge nominal dues, which are not included in the Dues Scale.
***Although dues cover the period September 1, 2012 through August 31, 2013, dues are computed based on December 31, 2011 total assets.
Proration of Dues/Refund Policy
The RMA fiscal year is September 1 through august 31. The dues for new institutions joining RMA are prorated in equal twelfths from September 1 through May 14. From May 15, prorated dues for the current fiscal year AND full dues for the upcoming fiscal year will be charged. This dues billing policy also pertains to Associate dues.