Banking Industry 101 Web Seminars on Demand

Develop basic knowledge and understanding of some traditional banking topics through RMA’s Banking 101. This resource includes six recorded seminars—developed by members of RMA’s Community Bank Council—which give you an explanation of various key components of the industry. The seminars are available exclusively to RMA members. Please click here to watch the seminars (login required).

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  • The History of the Banking Industry
    Learn about the history of the banking industry in the U.S., which dates from the late 1700s—with the establishment of the first American bank—to the most recent milestones in banking. Gain insight into the historical events that helped shape the banking system and laid the foundation for how banks operate today. This course offers you an extensive list of “firsts” and gives you an overview of the development of major banking facilities and industry trends.
  • Understanding Basic Bank Products and Services
    Learn about the various products and services offered by most banks. You will learn about basic loans, including consumer and commercial loans, offered by banks and the characteristics of each loan type. You will also review loan considerations. Learn the importance of deposits to the bank and the various types of deposits that the bank offers. You will also receive a high-level introduction to wealth management and trust services.
  • Payments, Processing, and Bank Accounting
    Learn about deposits funds and get an overview of cash, checks, wires, and ACH transactions. You will get a basic explanation of the life cycle of each of the deposit funds and a brief explanation of debits and credits.
  • Understanding Bank Financial Reports
    Gain an understanding of commonly used financial reports and their basic usage. You will get an overview and explanation of the financial report, interest expense, provisions for loan loss, and non-interest income.
  • Banking Practices: Regulation, Supervision, and Examination
    Take a look at the tremendous changes made in the banking industry's practices over the years regarding regulations, supervision, and examinations of policy and procedures. Learn how regulations play a key role in the banking industry and how most banking regulation was born out of some type of financial crisis. Gain an understanding of how, over time and from each crisis, new laws and regulations have been implemented to make the modern financial system safer, more sound, and more resilient.
  • Organization of a Modern Commercial Bank
    Find out what the primary functions and practices of a modern commercial bank are. Learn about the management of liquidity and risk within the structure, and the importance of regulatory compliance and information security. You will look at a typical commercial bank structure and the roles and support functions of specialty areas. You will learn the significance and role of internal and external audits and regulatory requirements within the commercial bank framework.

If you're a student interested in becoming a professional banker, and would like access to resources such as RMA's Banking 101 Web Seminars on Demand, check out our page for  Student Memberships.   

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