Board of Directors

RMA’s Board of Directors for 2017–2018.

Robert Messer Chair
Robert R. Messer
SEVP & Chief Financial Officer
American National Bank of Texas
Terrell, TX


Edward P. Schreiber Vice Chair
Edward P. Schreiber
EVP & Chief Risk Officer                
Zions Bancorporation
Salt Lake City, UT


Helga Houston Immediate Past Chair
Helga Houston
SEVP and Chief Risk Officer
Huntington Bancshares, Incorporated
Columbus, OH


Bill Githens RMA's President and CEO
William F. Githens, CRC
The Risk Management Association
Philadelphia, PA


Michael Ankrom Director
Michael C. Ankrom, Jr.
Head of Enterprise Credit Risk
Bank of America
Charlotte, NC

William Bonnell Director
William Bonnell
EVP, Risk Management & Chief Risk Officer
National Bank of Canada
Montreal, QC


Daniel Callahan Director
Daniel D. Callahan
EVP, Chief Credit Officer & Chief Risk Officer
Commerce Bancshares, Incorporated
St. Louis, MO


Sarah Cowan Director
Sarah A. P. Cowan
SVP
National Bank of Middlebury
Middlebury, VT

Dan Eilert Director
Dan Eilert
Chief Credit Officer
INTRUST Bank
Wichita, KS

Thomas Freeman Director
Thomas E. Freeman
Corporate EVP, Efficiency and Strategic Partnerships Executive
SunTrust Banks
Atlanta, GA


C. Matthew Lusco Director
C. Matthew Lusco
SEVP and Chief Risk Officer
Regions Bank
Birmingham, AL


Michael Nassy Director
Michael G. Nassy
EVP & Chief Credit Officer                 
FCVbank
Fairfax, VA


Joanna Nifong Director
Joanna K. Nifong
EVP & Chief Credit Officer
BB&T Bank
Winston-Salem, NC


Amanda Norton Director
Amanda Norton
Chief Risk Officer, Consumer & Community Banking
JPMorgan Chase & Company
New York, NY


Kevin Oden Director 
Kevin D. Oden
Head of Operational Risk and Compliance
Wells Fargo Bank
San Francisco, CA                  

Paul Parker Director
Paul W. Parker
Vice Chairman & Chief Risk Officer
US Bancorp
Minneapolis, MN


Matt Bryant Ex Officio Director
Matt Bryant
EVP, Credit Administration
Frost Bank
San Antonio, TX

Jeffrey Bajek Ex Officio Director
Jeffrey Bajek
Chief Risk Officer
Venture Bank
Golden Valley, MN


Meg Mueller Ex Officio Director
Meg R. Mueller
SEVP & Chief Credit Officer                 
Fulton Financial Corporation                  
Lancaster, PA


Raj Gopal Ex Officio Director
Raj Gopal
EVP & Head of Enterprise Risk Management
Bank of the West
San Francisco, CA

Gunnar Jakobsson Ex Officio Director 
Gunnar Jakobsson
Managing Director
Goldman Sachs
New York, NY                  

William Perotti Ex Officio Director
William L. Perotti
Group EVP & Chief Risk Officer 
Frost Bank
San Antonio, TX


Spyro Karetsos Ex Officio Director
Spyro Karetsos
EVP & Head of Enterprise Risk Services
SunTrust Bank
Atlanta, GA


Edward Pollock Ex Officio Director
Edward B. Pollock
EVP & Head of Regulatory Relations & Government Affairs
TD Bank, N.A.
Cherry Hill, NJ


Glenn Horner Ex Officio Director
Glenn Horner
Managing Director & Chief Regulatory Officer, Securities Finance
State Street
Boston, MA