Commercial Real Estate Underwriting: Back to Basics

Prudent real estate underwriting uses quantitative analysis. However, real estate math isn't just a black‐and‐white exercise, nor is it simple formula lending. Many qualitative judgments feed into your estimates of property cash flow, coverage, and value that come from quantitative analysis. You should complete your analysis in the context of the qualitative credit risk assessment. Doing so will avoid over‐advancing on potentially weak property cash flow streams that will jeopardize repayment prospects and bank portfolio quality.

Download this paper today and learn about:

  • Quantitative analysis and integrating qualitative factors.
  • Underwriting guidelines.
  • Regulatory guidance.
  • Value and cash flow analyses.

Download White Paper (PDF)