The Studies Packs include highly focused compilations addressing critical issues in credit risk, operational risk, and market risk. Some packs offer the actual experiences of lenders who have made loans, good and bad, to specific industries. These practical lessons learned from the experiences of your fellow loan officers can help you structure a loan safely and profitably—and avoid any hidden pitfalls that could mean a costly charge-off. Some packs cover the latest on portfolio management modeling, plus risk rating practices that allow you to understand risk in its totality and what that can mean for your organization. All these packs can be ordered and downloaded directly online.