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Bitcoin and the Coming Revolution in Financial Transactions
Bitcoin transactions require no banks and no clearing house--plus they execute in real time. What does this mean for the banking industry? Ignore this virtual currency system, and others like it, at your own peril.(p.22)
Driving Value in the Community Bank Loan Portfolio
The challenges to community banking grow every day. Here are some techniques for achieving a better strategic direction, quality tracking mechanisms, and a focus on profitable lending. (p.48)
10 Pitfalls to Developing an Effective Internal Rating System
This article originally appeared in the October 2003 issue. With markets and portfolio changing over time, producing an effective internal rating system provides structure and consistency around the ratings process. (p.70)
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Ten times a year, The RMA Journal provides informative articles and practical ideas written by risk professionals to help professionals stay abreast of industry changes and trends.