This series of courses provides a comprehensive study of commercial real estate lending beginning with a description of CRE loan types and progressing to an understanding of the underwriting process, leases, appraisals, loan structures, and related risks. The courses are licensed as a complete library (all 14) or as six separate series. There are 14 courses in the Commercial Real Estate Lending Decision Process library. Students move at their own pace and may take as much time as needed to complete each course. Courses average between 45 minutes and two hours to complete. 

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Series 1: Types of CRE Loans, Risk Areas, and Performance Drivers

Types of CRE Loans

• Financing the Real Estate Business

Risk Areas and Drivers of CRE Performance

• Risk Areas in CRE Lending
• Drivers of CRE Performance

Series 2: The CRE Underwriting Process

Underwriting Basics

• Developing the Net Operating Income (NOI) or Cash Flow
• Analyzing the Project and Proposed Loan

Collateral Valuation Considerations

• Understanding Cap Rates & Valuation Basics
• Collateral Valuation Considerations
• Understanding Environmental Assessments

Series 3: Financing Different Types of Commercial Properties

Understanding Various Property Types

• Major Property Groups
• Specialty Properties

Understanding Property Cash Flows

• How Cash Flow Formats Can Vary
• Example Calculations

Series 4: Understanding and Evaluating Leases, Appraisals, and Environmental Assessments

Understanding and Analyzing Leases

Understanding and Evaluating Appraisals

• The Role and Scope of an Appraisal
• Issues in Reviewing Appraisals

Understanding and Evaluating Environmental Assessments

• The Role and Scope of an Environmental Assessment

Series 5: Loan Structure and Documentation Considerations

Borrowing Structures and Owner-Occupied Properties

• Borrowing Structures
• Owner-Occupied Properties

Documentation, Due Diligence, and Loan Structure

• Documentation and Due Diligence Considerations
• Loan Structure and Documentation Considerations

Series 6: Construction Lending

Types of Construction Projects and Related Risks

• Types of Construction Projects and Loans
• Underwriting and Administration Issues

The Construction Process, Liens, and Project Completion

• Making the Disbursements and Maintaining Lien Priority
• Project Completion

Homebuilders and Subdivision Developers

• Special Issues with Homebuilders
• Special Issues with Subdivision Developers

Questions? Please contact your regional manager.