Annual Statement Studies

RMA’s Annual Statement Studies® is the only source of comparative industry data that comes directly from the financial statements of small and medium-size business clients of RMA’s member institutions. For over 95 years, RMA has been the leader in providing the industry with reliable, and accurate benchmarking figures including balance sheet and income statement line items, and 18-classical ratios such as the current ratio, quick ratio, and turnover ratios. More recently, we have added data points to capture a borrower's movement with a particular industry, along with Moody's 1-year and 5-year EDF calculations—which measure probability of default—and the Sustainable Growth Rate. These data sets form the Annual Statement Studies, and are the industry standard for financial statement analysis.

Annual Statement Studies is available in three convenient formats:

Additional Information About Annual Statement Studies