March 2015

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Featured in this issue

A ‘Mouse’ in the House? In This Case, That’s a
Good Thing

The unexpected discovery of an old OCC manual, affectionately called the Brown Mouse, leads a banker/former examiner to reflect on what’s changed and what’s stayed the same. (p.10)

What’s New in Appraisal Review?

The growing regulatory focus on financial institutions includes the way banks review property appraisals. Recent guidelines spell out the qualifications expected of reviewers and call for institutions to perform quality-control audits. (p.34)

Merging Credit Cultures

A merger usually entails massive uncertainty as organizations, people, policies, and processes are all changed. Success in a merger depends on how bankers resolve concerns surrounding cultural fit, cultural clarity, people issues, and implementation of an effective merger strategy.(p.50)

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Ten times a year, The RMA Journal provides informative articles and practical ideas written by risk professionals to help professionals stay abreast of industry changes and trends.