The most objective, reliable source of comparative customer data available anywhere. Online, 24/7 for your convenience. eStatement Studiessm includes data from both Annual Statement Studies publications: Financial Ratio Benchmarks and Industry Default Probabilities and Cash Flow Measures.
When you are looking for comparative data on businesses, there are plenty of choices. But when it comes to picking the most recent, objective, and consistently reliable source, your options narrow considerably. In fact, there is only one source of data that meets all these criteria:
Introducing the 2011/12 eStatement Studies
RMA’s eStatement StudiesSM is the only source of comparative data that comes directly from the financial statements of small and medium-size business customers of RMA’s member institutions. Plus, around-the-clock, online access gives you the ease and flexibility to use this wealth of information at your convenience.
Learn more about eStatement Studies. View the tutorial.
eStatement Studies features Financial Ratio Benchmarks and Industry Default Probabilities and Cash Flow Measures.
Financial Ratio Benchmarks
Access the only source of financial ratio benchmarks derived directly from more than 250,000 statements of financial institution borrowers and prospects.These financial statements come directly to RMA from our member institutions, whose data come straight from the businesses they serve.
Financial Ratio Benchmarks includes:
- Nineteen classic financial statement ratios, clearly defined.
- Common-size balance-sheet and income-statement line items, arrayed by asset and sales size. Six different asset and sales size categories are presented to ensure a perfect match to your situation.
- Unique information. No other information provider has data sources like ours.
- More than 761 industries are presented using the 2007 North American Industry Classification System (NAICS) codes.
- Data available for 12 years. You’ll get the most up-to-date information for the current period, and you’ll be able to quickly compare it to past periods.
Amidst recent market uncertainty, many businesses have been unable to repay debt and, in some cases, are struggling to remain viable. Wouldn’t it be beneficial to know which industries and types of companies are most vulnerable in this volatile environment?
Industry Default Probabilities and Cash Flow Measures
Industry Default Probabilities and Cash Flow Measures tells you just that. See not only which industries are most susceptible, but also to what degree. A simple-to-understand number is calculated for each industry and across an array of various sized companies that represent the industry’s default profile. Also included is an assessment of the cash flow characteristics of each industry. These benchmarks add substantial value to the critical analysis of cash flow for private companies, allowing you to make better credit decisions.
Industry Default Probabilities and Cash Flow Measures includes:
- Cash flow measures on a common-size percentage scale.
- Probability of default estimates on a percentage scale, mapped to an .edf bond rating scale.
- Change in position, normalized, year over year, for eight financial statement line items.
- Trend data available for the past eight years.
- Data arrayed by asset and sales size.
eStatement Studies provides countless benefits for quick, convenient access:
Export data into an Excel® spreadsheet with a click of your mouse—try doing that with the printed version! The Excel download includes a client comparison worksheet allowing you to calculate your client’s financial statements in the same way RMA calculates the data presented in the Annual Statement Studies. eStatement Studies includes a license to incorporate Statement Studies data into your client reports—a $139 savings.
Ease of access means eStatement Studies delivers the information you need right to your desktop via the Web, 24/7. No more office clutter, no more roaming the halls searching for a hard copy of Financial Ratio Benchmarks or Industry Default Probabilities and Cash Flow Measures. Now, this important decision-making tool is as close as your keyboard.
The query function allows you to find what you need more quickly and easily than ever before. In a matter of seconds, you can mine the database of 250,000 financial statements for each of the twelve years of data for profiles that fit your needs.
As an added benefit, not available in the printed version, eStatement Studies even enables you to break out the data by region:
eStatement Studies includes regional data as follows:
Region 1 – Connecticut, Delaware, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont
Region 2 – Alabama, Florida, Georgia, Maryland, North Carolina, Puerto Rico, South Carolina, Tennessee*, Virginia, Washington, D.C., West Virginia
Region 3 – Illinois, Indiana, Kentucky, Michigan*, Missouri*, Ohio
Region 4 – Arkansas, Louisiana, Mississippi, Oklahoma, Tennessee*, Texas
Region 5 – Iowa, Kansas*, Michigan*, Minnesota, Missouri*, Nebraska*, North Dakota, South Dakota, Wisconsin
Region 6 – Alaska, Arizona, California, Colorado, Hawaii, Idaho, Kansas*, Montana, Nebraska*, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming
*State spans two regions
Pricing
For first-time purchases, the full fee is due and payable upon placing your order, regardless of what time of the year the order is placed. eStatement Studies renews on November 1 each year. Proration is not available.
Product #631101
Users, 1
RMA Members $305
Nonmembers $555
Professional members are $470/user
Users, 2–5
RMA Members $420 total
Nonmembers $705 total
Users, 6–10
RMA Members $620 total
Nonmembers $965 total
Users, 11–20
RMA Members $960 total
Nonmembers $1,335 total
Users, 21–40
RMA Members $1,460 total
Nonmembers $2,070 total
For more than 40 users, please contact us at studies@rmahq.org.
Colleges and Universities
eStatement Studies is available as a university-wide subscription. Please see our eStatement Studies for Universities page for more details, or email studies@rmahq.org.
More Information:
Ordering Information
There are two ways to order eStatement Studies:
- To order by fax: Complete this form and fax it to 215-446-4100.
- To order by mail: Complete this form and mail it to: RMA, Lbx 1140-PO Box 8500, Philadelphia, PA 19178-1140.
* It may take up to 5 business days to receive log-in information