Associate Membership

If you're employed by an institution that is an RMA institutional member, apply for our associate membership…

An associate membership provides countless opportunities and exposure to the industry's key decision makers and managers. RMA's local and national events keep you up to date on industry trends and issues while allowing you to meet new people and swap successes with peers.

The Benefits of an Associate Membership
Associate members receive the following benefits:

Preferred Pricing  – The best discounts on all RMA events, training, products, and services for Associate members.


  • RMA Xchange – An exclusive online community where RMA members can engage in discussions and share information with other members.
  • Member Roster Online – Access to over 18,000 Associate members.
  • Global Chapter Network – Access to local chapter meetings and events with chapters throughout North America, Europe, Asia, and Australia.
  • Professional Member Directory – Proprietary listings of RMA Professional members who provide services such as accounting, legal, and real estate.

Career Development/Leadership Opportunities – Exclusive member opportunities to participate on RMA councils, committees, and in chapter leadership roles allow you to be a part of a community of like-minded professionals and have a voice in the industry.

Publications And Tools

  • The RMA Journal®
    • Digital version – Enjoy online access to the Journal.
    • Downloadable articles – Access easy-to-download Journal articles from the archives.
    • The RMA Journal On the Go – Our mobile app brings you Journal content wherever you are in a format that’s customizable and easy to read on your smart phone or tablet
  • Workbooks – Free downloads of RMA’s Enterprise Risk Management Workbook Series including:
    • Risk Appetite Workbook.
    • Scenario Analysis and Stress Testing Workbook for Community Banks.
    • Governance and Policies Workbook.
    • Risk Measurement, Evaluation, and Communications Workbook. 
  • Reference Guides
    • Guide for Implementing an Internship Program – A how-to for banks to establish goals, develop a plan, and implement an internship program. Members can post internships on RMA’s Student Resource Center, which is visited by hundreds of qualified students
    • Online Credit and Lending Dictionary – Definitions of commonly used words and terms including Federal Reserve regulations and relevant legal and documentation concepts
    • Study Packs – Highly focused compilations addressing critical issues in credit risk, operational risk, and market risk.  

Surveys And Studies – RMA undertakes several timely and thought-leading studies and surveys, such as the Risk Appetite Survey.

Web Seminars And Audio Conferences

  • Accounting Audio Conferences On Demand – Through several audio conferences, you can learn how the proposed changes in accounting will affect credit analysis and your borrowers, as well as the latest in revenue recognition, lease capitalization, CECL, deferred taxes, non-GAAP metrics, GASB, accounting revisions revisited, and principles practiced.
  • Web Seminars On Demand – Access a selection of informative Web seminars free to members covering a variety of timely topics in credit risk, including Bonding and Banking: How to Mitigate Construction Risks, Capitalization Rates, Commercial Appraisal Review in Distressed Markets, Commercial Real Estate Evaluation Issues, EBITDA, and many more.

Resources For Boards Of Directors

  • Free Board Briefings Web Seminars On Demand – Through short, Web-based presentations, the series provides community bank CCOs, CROs, and CEOs with the appropriate resources, supplemented with their own bank’s risk appetite and strategy, to effectively communicate with the board. 
  • Board of Directors – Perspectives on Enterprise Risk Management presentation materials: This presentation has been designed specifically for directors to get up to speed with enterprise risk management.

To be eligible for associate membership, you must be employed by an institution who is an institutional member of RMA.

RMA membership is cost effective. At only $75, it is one of the lowest-cost financial association memberships. (Some local chapters also charge an affiliation or administration fee, which is not included in this fee.) Dues are not transferable or refundable. Dues are prorated based on the month you join; see this chart for exact amounts.

Apply today - here's how:

Complete the online application process
(Just a reminder, in order to qualify for associate membership, your employer must be an RMA institutional member.  If you’d like to check first to see if your employer is a member, please email us at

Email your application (PDF) with your credit card number to

Fax your application (PDF) with your credit card number to RMA at 215-446-4100.

Send your application (PDF) with your check or credit card information to:

RMA Member Services 
1801 Market Street, Suite 300
Philadelphia, PA 19103

Contact Membership Department 
Monday through Friday 
8:00 a.m. to 5:00 p.m. ET 
Phone: 800-677-7621, press 1