An Introduction to the RMA Guide to Spreading Financial Statements Posted on 4/17/2018 The RMA Guide to Spreading Financial Statements, created by RMA’s Accounting Committee, has recently been made available on the RMA website. The guide is intended as an industry document that will help promote greater consistency in the spreading of bank financial statements. Read More
How Community Banks Can Manage the 100-300 CRE Levels Posted on 4/12/2018 Regulatory limits for commercial real estate lending levels are at high levels for many community banks. Sound risk management strategies are essential for managing concentrations and CRE growth. Roger G. Shumway, EVP & chief credit officer, Bank of Utah and Susan Davis Smith, SVP & credit risk manager, American National Bank of Texas shared their insights during the most recent Credit Risk Management Audio Conference. Read More
FDIC Vice Chairman Discusses Balance in Regulatory Reform Posted on 4/4/2018 In a speech delivered to the Peterson Institute for International Economics on March 28, 2018, FDIC Vice Chairman Thomas Hoenig discussed his view of how to provide meaningful regulatory relief without undermining the goal of assuring sound banking. Read More
Changing Credit Culture in a Dynamic Regulatory Environment Posted on 3/26/2018 Regulatory expectations continue to increase, including credit management challenges like concentrations, CRE, CECL, and other proactive risk management practices. A healthy credit culture can more easily adapt to meet these challenges. Read More
Hardening the Chain: DLT and Operational Risk Management Posted on 3/22/2018 Core principles of safety and soundness dictate that bank executives fully assess, and ensure the sound management of, the operational risks in new business initiatives founded upon distributed ledger technology. Read More