Core principles of safety and soundness dictate that bank executives fully assess, and ensure the sound management of, the operational risks in new business initiatives founded upon distributed ledger technology.

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In September 2014, the OCC issued “Guidelines Establishing Heightened Standards for Certain Large Insured Banks, Insured Savings Associations, and Insured Federal Branches.”

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The Risk Management Association (RMA) and MST are collaborating on a series of workshops designed to help bankers get and stay ahead of the allowance for loan and lease losses (ALLL) curve.

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Many community banks are finding that their regulators now expect more from them in terms of their risk management and validation practices. For banks new to the validation process, a number of questions arise.

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The Allowance for loan and lease losses (ALLL) has become a popular and controversial topic in banking, particularly since, following the financial crisis, hundreds of institutions suffered losses so great that they contributed to many bank failures.

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