Financial Risk Management Certificates

Validating Professional Skills for a Brighter Future

RMA is committed to helping institutions and universities cultivate the next generation of risk management professionals through our certificates in financial and banking risk management. Our Credit Analysis Certificate, Credit Essentials Certificate, and Operational Risk Management (ORM) Fundamentals Certificate have been created to achieve this goal.

Features of RMA’s financial risk management certificates:

  • Some certificates are intended for students, some for entry-level employees, and employees seeking to advance to the next level within a particular discipline. 
  • Exams are taken online, ranging from 1-2 hours.
  • Feedback is provided for missed or incomplete answers.
  • 80% or higher is the required grade for passing each exam.
  • Notification of results is immediate upon completion of the exams.

Credit Analysis Certificate
Institutions can prepare employees for the next step in their financial services or banking risk management career with this certificate, created to validate a bank’s training outcomes/tasks. The knowledge tested represents core components of a comprehensive training curriculum.

Individuals striving to achieve this financial risk management certificate have free access to:

  • the RMA Body of Knowledge,
  • and the RMA Fundamentals Exam

both contained within RMA University Online to refresh awareness of the subject matter.

Credit Essentials Certificate
For RMA student members who are enrolled in the RMA Credit Essentials Course at a university. Students can prove their commercial credit risk knowledge and skills by passing this exam. Earning this type of financial risk management certificate differentiates them from other job candidates when seeking employment in the world of banking.

Operational Risk Management (ORM) Fundamentals Certificate

Developed under the guidance of RMA’s Operational Risk Council, this certificate in operational risk management was created to validate an institution’s entry level ORM training program and/or identify any gaps in training, which may be bridged through one or more of RMA’s operational risk Web seminars.

For RMA student members who are enrolled in a university course which utilizes the RMA ORM training materials.

RMA provides its members with discount prices for several of its certificates in financial and banking risk management. Not yet a member? View the following membership pages to learn about the other benefits of joining RMA:

Looking for information about Credit Risk Certification (CRC)?

Credit Risk Certification is much different from the various certificates in financial, banking, and operational risk management listed above. The CRC is the only recognized professional designation for credit and lending professionals, and earning it demonstrates a commitment to the credit risk industry and a level of industry knowledge that has been recognized by an objective, outside organization.

Please visit our website,, for detailed information about this prestigious designation, including logistics about the exam and how to prepare.