Commercial Loan Documentation Online

Commercial Loan Documentation provides commercial lending and credit professionals with a greater understanding of the documents that are encountered when making loans. Participants will learn what documentation is needed, why it is needed, and when it is needed, while also examining the pitfalls of not having all of the appropriate documentation in order.

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The Web-based version of Commercial Loan Documentation is presented in nine separate courses. It is recommended that you take the nine courses in order; although, you may take them in any order that seems appropriate to you. The nine courses are:

Beginning the Process
Upon completion of this course, you will be able to:

  • Navigate the loan documentation process.
  • Avoid unintended commitments to lend.
  • Identify borrowers and who has authority.
  • Perform preliminary due diligence.
  • Select and prepare the necessary forms.

Promissory Notes
Upon completion of this course, you will be able to:

  • Identify the appropriate promissory note for a loan transaction.
  • Determine whether a promissory note contains all the necessary elements to make it negotiable and enforceable.
  • Identify the methods by which interest can be calculated.

Loan Agreements
Upon completion of this course, you will be able to:

  • Identify the basic components of a loan agreement.
  • Decide which clauses of a loan agreement should be included.
  • Recognize when the bank's obligation to lend terminates.

Guaranties
Upon completion of this course, you will be able to

  • List the types of guaranties.
  • Use a guaranty to refute a guarantor's claims of unenforceability.

Third-Party Documents
Upon completion of this course, you will be able to:

  • Recognize when cooperation with a third party is necessary to complete a loan transaction.
  • Ensure that third-party documents have been properly executed and are in full effect.

Uniform Commercial Code (UCC) Compliance
Upon completion of this course, you will be able to:

  • Demonstrate how to attach a security interest to collateral.
  • Identify the different categories of collateral.
  • Demonstrate how to perfect a security interest.

Non-UCC Perfection
Upon completion of this course, you will be able to:

  • Identify collateral that requires non-UCC perfection methods.
  • Identify any unique issues with this special collateral.
  • Identify how to perfect a security interest in each type of special collateral.

Real Estate Collateral
Upon completion of this course, you will be able to:

  • List the steps to perform due diligence for owner-occupied real estate collateral.
  • Identify the correct forms to document real estate interests.

Distressed Borrowers
Upon completion of this course, you will be able to:

  • Recognize early warning signs of distressed borrowers.
  • Identify the documents to use for temporary and permanent solutions.

Identify the documents to use for temporary and permanent solutions.

To find out more about Commercial Loan Documentation or to make a purchase, please contact your regional manager.