Credit Risk Navigator

Credit Risk Navigator: The Industry Standard for Credit Risk Benchmarking

Credit Risk Navigator (formerly known as Risk Analysis Service or RAS), powered by AFS, provides bank leadership the only commercial credit metrics database to benchmark their bank performance against peers and the market through the market cycles. RMA and AFS have been collecting credit risk data since 2003.

The Credit Risk Navigator Database by the Numbers


Why Subscribe to Credit Risk Navigator?

  • Access to the Credit Risk Navigator database platform, which lets you intuitively slice and dice credit risk data to unearth insights relevant to your portfolio
  • Multifaceted comparative scorecards that illuminate relevant risk categories, including portfolio mix and performance, industry volatility rankings, and sector outlooks
  • Unlimited templated and ad hoc reporting to share findings with clients and colleagues
  • Expertly curated Credit Risk Navigator data and analysis delivered through monthly bulletins, quarterly webinars, and other exclusive insights


How Subscribers Apply Credit Risk Navigator Insights

The insights you uncover through Credit Risk Navigator give you a leg up on the competition and help you better serve your clients. You can:

  • Set credit limits based on industry and geographical levels
  • Verify credit risk ratings and monitor them over time
  • Internally compare affiliates, regions, lines of business, and more
  • Identify the impact of credit policies in effect for periods of time
  • Compare bank performance in specific industries against peers
  • Explore acquired assets versus legacy assets
  • Establish policies based on peer comparison


Explore Webinars, Bulletins, and Other Insights

Credit Risk Navigator’s member-led consortium expertly curates and analyzes Credit Risk Navigator data on a regular basis to provide actionable insights on real-time risk and volatility across numerous industries and sectors.