Credit Risk Management

What is Credit Risk Management?

The credit risk management definition has widened given the growing number of risks that banks must manage and the importance of risk management policy has increased. However, mitigating losses associated with the non-payment of loans made to businesses and people is a primary responsibility. Credit risk management can be summed up as how a bank measures, manages, and monitors its exposures to achieve a desired return on its capital. Credit risk managers are tasked with making decisions that impact the composition and performance of the loans.

In the past, managing the credit portfolio was considered good credit risk management. But in today's broader, more complex environment, best-practice institutions understand the importance of measuring and managing risk across the entire enterprise. RMA recognizes that managing credit risk is essential to enterprise-wide risk management, so we provide credit risk analysis training and credit risk management training for risk professionals at every stage of their career with a wide offering of credit risk courses. RMA is the premier provider of commercial credit risk management education and information.

Browse our credit risk management courses and resources below:

Audio Conferences 

• 2017-2018 Credit Risk Management Audio Conference Full Series: September 12, 2017 - June 12, 2018
• Credit Portfolio Management Audio Conference: October 9, 2018
  

Conferences

• 2018 Annual Risk Management Conference: November 4-6, 2018, National Harbor, MD
• 2018 Small Business Banking Conference: November 28-30, 2018, Nashville, TN
  

Courses

• Agricultural Credit Analysis: November 27-29, 2018, St. Louis, MO

Forums    

• Loan Operations Management Forum: November 8-9, 2018, Baltimore, MD
• Commercial Real Estate Appraisal Managers Forum: November 8-9, 2018, Baltimore, MD
  
• Loan Review Department Managers Forum: November 15-16, 2018, Atlanta, GA
• Commercial Real Estate Lending Forum: November 15-16, 2018, Atlanta, GA
• Health Care Lending Forum: December 6-7, 2018, Las Vegas, NV
  
• Credit Department Management Forum: March 18-19, 2019, Las Vegas, NV
  

Recorded Web Seminars

• Make the most efficient use of your credit and operational risk training dollars by registering for RMA Web Seminars On Demand. Unlike traditional, classroom training courses, our Web seminars are informational learning opportunities viewed via a Web browser at your convenience. So you can gather as many people around a computer as you would like and pay one affordable price.

More Credit Risk Management Events

Credit Risk Certification

Credit Risk Regulatory Issues (Members Only)

Your Source for the Latest Regulatory Updates

With a finger on the pulse of the financial services industry, RMA acts as a liaison between institutions and bank regulatory agencies to bring you the latest updates, meeting often with industry regulators to discuss issues of mutual concern. Of particular interest for members only is the Regulatory Bulletin.  Log in to access the Bulletin.

Interested in becoming a member of the Risk Management Association? 

Learn more about the value of becoming a member and the various memberships we offer.

Comments or questions relating to Credit Risk within RMA may be addressed to Lynne Suher, Director, Credit Risk or Mike Aquaro, Associate Director, Credit Risk or Jeff Sapp, Associate Director, Credit Risk.