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Crystal Humphreys

SVP & Director of Risk Management
American National Bank of Texas
Terrell, TX

Present Job Function: Humphreys is senior vice president and director of risk management at The American National Bank of Texas where she is responsible for operationalizing an Enterprise Risk Management Framework and leading the compliance risk and operational risk functions.


Previous Employment: Prior to joining The American National Bank of Texas, Humphreys worked at Zions Bancorporation for 13 years where she was senior vice president, risk management governance. During her 20-year career in banking, Humphreys has held leadership roles focused on enterprise risk management, operational risk management, vendor risk management, compliance risk management, information security, and bank operations.


Education: Humphreys earned an MBA from the University of Utah and is a graduate of the Pacific Coast Banking School.



Board Member and Finance Chair, Kaufman County Children’s Advocacy Center

Member, Terrell Kiwanis Club


RMA Service:

Current Chair, Community Bank Council

Current Member, Texas Chapter

Past Member, Salt Lake City Chapter


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