Grigoris Karakoulas is a visionary business leader combining over 25 years of risk management and predictive modeling experience. He is the president and founder of InfoAgora (infoagora.com) which provides risk management consulting, predictive risk analytics, price optimization, scenario generation and CECL/stress testing solutions and model validation services. He is also Adjunct Professor in the Department of Computer Science at the University of Toronto. Grigoris has published over 40 papers on predictive modeling and risk management. He is on the PRMIA subject matter boards for Stress Testing and Enterprise Risk Management. He holds a PhD in Computer Science (Artificial Intelligence).