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Jenny Senecal

Deputy Chief Credit Officer
Bell Bank

Jenny Senecal serves as Senior Vice President, Deputy Chief Credit Officer for Bell Bank.  In her role, she is responsible for managing commercial credit origination and approval across all regions of the organization, providing guidance and leadership on credit risk matters.   

Senecal has more than 30 years of diversified credit and lending experience including credit risk management and administration, portfolio risk analysis and reporting, credit policy and process management, regulatory compliance, and problem loan administration. 

Senecal holds a bachelor’s degree in finance & economics from Winona State University and a Master of Business Administration from The University of Minnesota’s Carlson School of Management. She holds a Credit Risk Certification (CRC) from the Risk Management Association (RMA), and has served on the board of the Minnesota Chapter of the RMA, acting as president for the 2018-2019 fiscal year. She has been recognized as one of the Top Women in Finance by Finance & Commerce and was selected by the Minneapolis/St. Paul Business Journal as one of their esteemed Women in Business. She remains an active volunteer, mentor and advocate for women in risk-related fields. 


Founded in 1966 in Fargo, N.D., Bell Bank is one of the nation’s largest and fastest growing family-owned banks, with full-service banking locations in Minnesota, North Dakota and Arizona and more than $10 billion in assets. The company provides a broad range of financial services, including personal and commercial banking, wealth management, mortgage and insurance. Since 2008, Bell’s unique Pay It Forward initiative has empowered more than $18 million in employee giving to individuals, families and organizations in need.