Skip to Main Content

Jodi Richard

Vice Chair, Chief Risk Officer
U.S. Bancorp

U.S. Bancorp Experience

Jodi Richard is vice chair and chief risk officer of U.S. Bancorp. She oversees all aspects of the company’s risk management activities, including operational risk, credit risk, market risk, model risk, compliance, AML/BSA, independent risk review and regulatory services.

Jodi previously was executive vice president and chief operational risk officer, managing the company’s operational risk management activities. She joined U.S. Bancorp in 2014.

Other Experience

Before joining U.S. Bancorp, Jodi was executive vice president and head of operational risk and internal control for HSBC North America. She was there for 11 years, serving in enterprise risk roles including head of risk governance and administration and director of regulatory compliance.

Jodi also spent 12 years at the Office of the Comptroller of the Currency (OCC), where she served as national bank examiner, specializing in retail credit and credit card bank supervision. Between two periods with the OCC, she was chief compliance officer for Sears National Bank.


Jodi holds a bachelor of arts degree in finance from the University of Northern Iowa

Professional Affiliations/Community Involvement

Jodi is the executive sponsor of the Board of the U.S. Bank Business Resource Groups(BRG). She also serves as the executive sponsor of the Spectrum LGBTQ BRG and Women of Risk chapter of the U.S. Bank Women BRG.

Jodi serves on the boards of Fairview Health Services and Catholic Charities of St. Paul and Minneapolis. She is active in the financial service industry servicing on the Board of Directors of the Risk Management Association and Advisory Committee for Minnesota Center for Financial and Actuarial Mathematics (MCFAM) . She is a frequent speaker at risk industry events.

Jodi is a graduate of the Leading Women’s Executive program and was part of the American Banker’s Most Powerful Women in Banking Top Team Award in 2013, 2015, 2019, and 2020. She was named Best Technology Executive in 2017 by Waters Technology. In 2017, U.S. Bank was named Operational Risk Bank of the Year by

Jodi lives in Minneapolis with her husband and two sons.