Skip to Main Content

Justin M. Windschitl

Senior Vice President
Chief Risk Officer, Consumer and Business Banking
U.S. Bank

Justin Windschitl is the Senior Vice President and Chief Risk Officer of U.S. Bank’s Consumer and Business Banking business line. In this capacity, he is responsible for managing risk associated with all products, services, and delivery channels that serve millions of customers and involve 30,000 employees.

Prior to assuming his current role, he was the company’s Senior Vice President and Total Rewards Executive, where he drove compensation and benefit program decisions for the organization’s 74,000 employees, as well as leading risk, shared services, and employee relations functions. Past employment experience includes serving as Vice President and Director of Business Line Compliance Testing in the organization's Risk Management & Compliance business line. Before joining U.S. Bank, he spent the majority of his career with the Federal Reserve Bank of Minneapolis as a Senior Examiner in the Large Complex Banking Organizations function.

Justin currently serves on the University of St. Thomas School of Law curriculum advisory board, where he helped design and advises on advanced degree programs for compliance and ethical leadership. Further, he serves as a career mentor to law students through the University's mentor externship program. In addition, he is a board member and the Human Resources Committee chair of the Saint Paul Chamber Orchestra, and chairs the Finance Committee for the Copper Street Brass, a non-profit organization providing music education to audiences in underserved areas.

Justin holds a JD from the University of St. Thomas School of Law and a BA in music and English from St. Olaf College. In his free time, Justin enjoys volunteer work at local animal shelters, studying architecture, bicycling, and performing as a substitute musician (bassoon) with the area’s professional orchestral ensembles. He and his partner Dustin share their St. Paul home with two pugs, Striker and Leah.