EVP, Consumer Credit Executive
Regions Financial Corporation
Tom Bloetscher joined Regions in 2002 and currently leads the Consumer Credit Risk Management team at Regions Financial Corporation, serving as the primary credit risk contact for the consumer lending and mortgage line of business units. His team at Regions is responsible for the bank’s consumer credit policies, underwriting procedures and portfolio management strategies. Tom also has responsibility for consumer loss forecasting, portfolio stress testing, and credit scoring models. Regions is a top U.S. bank-holding company headquartered in Birmingham, Alabama, with $121 billion in assets, operating 1,700 banking offices in 16 states.
Prior to his current role, Tom led the Bank’s Credit Administration Department and also served as its Senior Credit Officer for Consumer Lending. Before joining Regions, Tom served in various positions at Experian, CIBC, World Omni Financial Corp. and Barnett Banks.
Tom holds a bachelor’s degree in Economics and Finance from Miami University in Ohio and an MBA from Vanderbilt University. He has earned the Financial Risk Manager (FRM) certification from the Global Association of Risk Professionals, and is an active member of GARP and the Risk Management Association. He is also a frequent speaker at industry conferences.