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Tom Rizzo

Senior Credit Risk Specialist

Tom Rizzo has been with PayNet and now Equifax Commercial for 8 years. In the role of Senior Credit Risk Specialist, Tom advises credit risk managers on the use of state-of-the-art analytics to manage credit risk exposure arising from small business lending. Tom supports the forward-looking probability of default product, and his clients include banks and other commercial lenders. 

Prior to joining PayNet, Tom worked for 15 years in the securitization industry, most recently for Royal Bank of Scotland, building cash flow models for transactions funded by commercial paper or asset backed securities.