Podcasts

Podcast Recordings

  1. In a speech given by Comptroller of the Currency Thomas Curry, Curry discusses some of the things regulators have done since the financial crisis to make the U.S. banking system more resilient.

  2. FDIC Vice Chairman Thomas Hoenig offers a new policy proposal that would allow the largest U.S. banks to separate their banking and investment activities in exchange for regulatory requirements. 

  3. Madeline Hurley, Lead Industry Analyst, IBISWorld, Dmitry Diment, Senior Research Analyst, IBISWorld, and Kelsey O’Hollaren, Lead Industry Analyst, IBISWorld, discuss the recent developments in U.S. corporate tax reform.  

  4. Dev Strischek, Retired Senior Vice President and Senior Credit Policy Officer, SunTrust Banks, summarizes his three-part series on contractor insurance, which appears in the February, March, and April 2017 issues of The RMA Journal.
  5. Bernard Mason, RMA’s regulatory relations liaison, discusses the FDIC’s review of the contracts between financial institutions and technology service providers (TSPs) to determine how clearly these contracts address the TSP’s responsibilities related to business continuity planning and responding to and reporting cybersecurity incidents. 

  6. Nidhi Verma, Senior Director of Research and Consulting, TransUnion, discusses the impact of longer terms in the auto finance market.

  7. Jason Alpert, Vice President and Loan Adjustment Manager, Credit Management Group, Wells Fargo Bank, discusses ways a vigilant lender can be on the lookout for the common personality traits that often result in borrower defaults—referred to here as the seven deadly sins of small businesses. 

  8. Bernard Mason, RMA’s regulatory relations liaison, discusses the OCC’s Semiannual Risk Perspective for fall 2016, which continues to emphasize strategic planning; easing of underwriting standards; CRE loan quality and concentration risk; and cybersecurity, third-party, and governance issues; and more.

  9. January 23, 2017

    Mark Zandi, Chief Economist, Moody’s Analytics, discusses the current state of the U.S. economy; the new administration and its potential effects on the economy; interest rates; and the global economy.

  10. Spyro Karetsos, Head of Enterprise Risk Services at SunTrust Banks, and an RMA Board Member, interviews Tiffany Wyne, Vice President, Risk Strategy & Framework of Enterprise Risk at SunTrust on why developing a strong risk culture program is so important to your institution.

  11. January 05, 2017

    Bernard Mason, RMA’s regulatory relations liaison, discusses the CFPB’s recent bulletin warning financial companies that create incentives for employees to meet sales goals that they can lead to consumer financial harm if not properly managed.

  12. Bernard Mason, RMA’s regulatory relations liaison, discusses the OCC’s recent update of the Asset Quality Core Assessment Procedures for Community National Banks and federal savings associations.

  13. Bernard Mason, RMA’s regulatory relations liaison, discusses the launch of the FDIC’s new program that provides insured depository institutions the ability to file annual reports electronically, and the CFPB’s complaint report for September 2016.

  14. Arindam Majumdar, senior enterprise risk program manager at Bank of the Ozarks, and Jim Lentino, director of corporate risk management at Discover Financial Services, discuss the importance of risk identification frameworks.

  15. Ed Blount, senior research fellow at Fordham University, and executive director of the Center for the Study of Financial Market Evolution in Washington, D.C., describes how data-based studies have been used to change the negative views of financial markets held by some bank customers and regulators.

  16. Bob Kilpatrick and Nancy Wilburn, accounting professors in the W.A. Franke College of Business at Northern Arizona University, discuss the changes to lessee accounting rules, which have impacted lessee financial statements and key financial ratios.
  17. Bernard Mason, RMA’s regulatory relations liaison, discusses the release of the federal banking agencies’ report to Congress on activities and investments that banking entities may engage in under appropriate law.

  18. Steve Krasowski, contributing editor of The RMA Journal, discusses RMA’s Operational Risk Management Fundamentals Certificate, which is intended for individuals who are new to the operational risk discipline and confirms that an individual has a solid understanding of general risk concepts, or for institutions to validate their entry-level training programs.
  19. September 13, 2016

    Joseph Ganzelli, Sr., a director in KPMG’s Operations Risk Service Network, discusses how financial institutions can meet the objectives of BCBS 239 relating to the accuracy and integrity of risk data to address data validation at the earliest stages in the loan process.

  20. Bernard Mason, RMA’s regulatory relations liaison, discusses topics included in the OCC’s new booklet, “Corporate and Risk Governance,” which is part of the Controller’s Handbook Series.
  21. Bernard Mason, RMA’s regulatory relations liaison, discusses the new final rule issued by the U.S. Department of the Treasury on “Customer Due Diligence Requirements for Financial Institutions.”
  22. Bernard Mason, RMA’s regulatory affairs liaison, discusses the OCC’s white paper, which summarizes the OCC’s research on the principles guiding the development of the agency’s framework for understanding and evaluating innovation.
  23. Stephen Krasowski, contributing editor for The RMA Journal, discusses the results of a recent RMA survey designed to address RMA members’ interest in ascertaining the range of practice regarding member institutions, with regard to taxonomy.

  24. Bernard Mason, RMA’s regulatory affairs liaison, talks about the CFPB’s recent bulletin warning banks that they must have systems in place regarding accuracy when passing on information such as negative account histories to checking account reporting and other credit reporting companies.
  25. December 17, 2015
    Bernard Mason, RMA’s regulatory affairs liaison, provides an update on the revisions of the FDIC’s Compliance Examination Manual, and the CFPB’s bulletin on automatic account debit authorization.
  26. Dev Strischek, senior vice president and credit policy officer, SunTrust Bank, discusses construction loan risk management and the importance of managing your high volatility commercial real estate (HVCRE) administration to keep costs down and projects on schedule.

  27. Bernard Mason, RMA’s regulatory relations liaison, discusses both the recent guidance issued by the OCC outlining safety and soundness measures for tax-refund-related products and the final Military Lending Act rule.

  28. Dev Strischek, senior vice president and credit policy officer, SunTrust Bank, talks about the impending increase in interest rates, interest rate sensitivity, and debt service coverage ratios.

  29. August 12, 2015

    Stephen Krasowski, contributing editor for The RMA Journal, discusses the results from the 2015 RMA Social Media Survey.

  30. Robert Messer, Chief Financial Officer, American National Bank of Texas, </strong>encourages the review of proposed regulations and offering comments, and ultimately being helpful to regulatory agencies and the industry in general.

  31. RMA Regulatory Relations Liaison Bernard Mason provides highlights from a speech given by OCC Deputy Comptroller Darrin Benhart on concentration risk management, correlation risk, and overreliance on historical performance.

  32. RMA Regulatory Relations Liaison Bernard Mason talks about ways the FDIC is encouraging a risk-based approach in assessing customer relationships.