Many banks use an internally developed single rating system to analyze the ability and willingness of a borrower to repay a loan. This system has proven to be a basic solution for banks, as most don’t have the resources to develop a more advanced, custom dual risk rating system.

Up until now, affordable commercial dual risk rating scorecards have not been available. ProSight Risk Rating Solutions enable banks to evaluate both the borrower and the loan to achieve greater granularity in quantifying and managing credit risk.

ProSight offers a fully integrated LOS solution for its risk rating solution.