This virtual course is made up of three sessions – each of the three sessions is two hours, from 1pm-3 pm ET. Session 1: February 1, 2021 Session 2: February 3, 2021 Session 3: February 5, 2021

Now offered as a virtual course, taking place in a virtual classroom setting via Adobe Connect, Structuring Commercial Loans I teaches participants the fundamental principles behind structuring commercial or corporate loans, including seasonal, working capital, term debt, and a review of loan covenants in a loan agreement. The proper loan structure ensures the best chance of repayment from cash flow or from the liquidation of assets. Through a mix of case studies, small group activities, and active discussions, participants are better prepared to apply the content learned when they return to their jobs.

OBJECTIVES
Participants of Structuring Commercial Loans I will gain an understanding of and be able to deploy the following:
• Four keys to loan structuring
• Purpose and objectives of loan covenants
• Seasonal borrowing needs, repayment sources, and related risks
• Permanent working capital borrowing needs, repayment sources, and related risks
• Long-term borrowing needs, repayment sources, and related risks
• How to formulate a loan structure, including consideration of collateral to minimize risk

Structuring Commercial Loans I is designed for lenders or those that supervise others in the commercial lending function. Participants are expected to have a thorough knowledge of financial accounting, traditional financial statement analysis, and cash flow analysis.

Pre-course Materials
IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.