This virtual course is made up of three sessions – each of the three sessions is two hours, from 1pm-3pm ET. Session 1: February 8, 2021 Session 2: February 10, 2021  Session 3: February 12, 2021 

Now offered as a virtual course, taking place in a virtual classroom setting via Adobe Connect, Detecting Problem Loans offers a nine-step process to analyze and remediate problem loans using early warning signs, as well as analyze and work with problem credits. The course also focuses on what to do once a problem loan is detected, analyzing the various options the bank has and what the pros and cons of each are. Through a mix of discussion, case study analysis, and some lecture, participants develop analytical and critical thinking skills to allow them to apply what they learned to their everyday experience. 

OBJECTIVES
Detecting Problem Loans focuses on improving the participants’ abilities to:
• Recognize the causes of business failure and loan losses
• Distinguish between causes and symptoms of problem loans
• Identify the early warning signs
• Identify and evaluate available options
• Review processes to manage potential problem loans
• Identify lender liability issues

Detecting Problem Loans is designed for loan officers, risk management professionals, or other credit and lending personnel who are responsible for managing or monitoring commercial account relationships, and who need to understand they keys to preventing problem loans and dealing with them once they surface.

This course (or its equivalent) is a prerequisite for Problem Loan Workouts. It can be taken on its own or back-to-back with Problem Loan Workouts.

Pre-course Materials
IMPORTANT: Once you register, you will receive a confirmation email with a link to download pre-course materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@rmahq.org if you don't receive the email within one business day.