Financial Ratio Benchmarks (2020-2021): Definition of Ratios (PDF)
This introductory document will help you understand and interpret financial ratio benchmarks. It details the presentation of the report, including header, footer, and line item explanations; ratio definitions; formulas; and quartile commentary.
Industry Default Probabilities and Cash Flow Measures (2020-2021): Definition of Ratios (PDF)
This introductory document will help you understand and interpret the Industry Default Probabilities report. This document details presentation of the report, including header, footer, and line item explanations; ratio definitions; and formulas.
Download an example of our Annual Statement Studies, industry bench marking report. (PDF)
Every industry in our database will have the same consistent, clean look displaying the same headers, footers, and line item details.
ValuSource + Annual Statement Studies Customer Story (PDF)
Learn how ValuSource, the leader in business valuation software, relies on Annual Statement Studies data to fuel its industry-leading business valuations.
Bringing RMA’s Annual Statement Studies to Life (Blog)
Take a look behind the scenes to learn how Statement Studies – the most trusted source of financial benchmarking data – comes to life year after year.
How nCino Enables Bankers to Perform Better Industry Analysis with Annual Statement Studies Data (Blog)
Read our Q&A with nCino, “the worldwide leader in cloud banking,” to learn how the company has embedded Statement Studies data in its widely used nCino Bank Operating System®.
Frequently Asked Questions
Read our FAQ for more background on our industry benchmark data and financial ratios, and for guidance on how to read the RMA Annual Statement Studies.
2020 Industry List
A full list of the industries that have been included in the 2020-21 Annual Statement Studies.
Look Up My NAICS
The North American Industry Classification System (NAICS) section of the U.S. Census website is a reliable resource for learning more about these standards and how to determine what NAICS code you should be using.
Mapping for 2012 NAICS to 2017 NAICS (Excel)
The government changed the standardized codes. This file is provided for those who need to easily compare codes before and after the 2017 revision.
Opportunity for Software Incorporation
If you are a software company and interested in incorporating and licensing the Annual Statement Studies data into your products, please contact Shea Scarpa Gardner, Manager,
sscarpa@rmahq.org.
Industry Financial Benchmarking for Small Businesses 101 (Blog)
Whether you’re a small business owner or a banker, read this blog to learn about the most important ratios in Statement Studies for benchmarking small businesses.