Risk Management & Credit Risk Blog | RMA

Making Workouts Work: Easing the Transition from Loan Growth to Resolution

Since the onset of the COVID-19 pandemic, the world as we know it has changed rapidly, and with it, commercial banking. Banks across the U.S. are scrambling to strategize against stressed commercial loan quality as delinquencies and deferrals pile up and drive rising reserves and charge-offs. As defaults loom, many banks are gearing up for a wholesale shift from loan growth to loan resolution.

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The Shape of Model Risk Management to Come

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5 Themes and 10 Sessions that Defined the 2020 RMA Annual Risk Management and Internal Audit Virtual Conferences

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FDIC Report Outlines the Outsized Role Community Banks Played in PPP

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The Benefits of Dual Risk Rating Deployed as a Turnkey Software Solution

With commercial loan quality under stress due to COVID-19-related pressures, many banks are discovering that the basic risk rating system they have employed for the last decade or more is not sufficient to rate, manage, and report on loans in the current environment. 

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The Shape of Model Risk Management to Come

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5 Themes and 10 Sessions that Defined the 2020 RMA Annual Risk Management and Internal Audit Virtual Conferences

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FDIC Report Outlines the Outsized Role Community Banks Played in PPP

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Approaching CECL and the COVID-19 Crisis from a Model Governance Perspective

Now nearly two quarters into the COVID-19 crisis in North America, financial institutions are still learning how to deal with unprecedented economic disruption and its impact on the quality of new and existing commercial loans. In response, many institutions have made major adjustments to their lending standards, so much so that the latest Senior Loan Officer Opinion Survey (SLOOS) reports that Q2 2020 commercial lending tightened the most since the 2008 financial crisis.

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The Shape of Model Risk Management to Come

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5 Themes and 10 Sessions that Defined the 2020 RMA Annual Risk Management and Internal Audit Virtual Conferences

Read More

FDIC Report Outlines the Outsized Role Community Banks Played in PPP

Read More

Q2 2020 Credit Trends in Commercial Lending Webinar Wrap-Up

Read our wrap-up of the Q2 2020 Credit Trends in Commercial Lending webinar where we discussed how loan performance continued to decline as past-due levels and deteriorations increased in many industries. 

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Five Tips to Drive Your Bank’s Digital Transformation - from Inpensa

In a recent RMA Risk Readiness webinar sponsored by Inpensa, “COVID-19: Accelerating Digital Transformation,” Inpensa Co-Founder, President, and CEO Suraj Nekram outlined what banks need to consider as they pursue their own transformation journeys. 

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The Shape of Model Risk Management to Come

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5 Themes and 10 Sessions that Defined the 2020 RMA Annual Risk Management and Internal Audit Virtual Conferences

Read More

FDIC Report Outlines the Outsized Role Community Banks Played in PPP

Read More

Adjusting Your Risk Rating System to Combat COVID-19 Uncertainties

Read the blog to explore how you should approach the outputs of risk rating models during these uncertain times and how you can adjust your risk rating system to adapt. 

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The Shape of Model Risk Management to Come

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5 Themes and 10 Sessions that Defined the 2020 RMA Annual Risk Management and Internal Audit Virtual Conferences

Read More

FDIC Report Outlines the Outsized Role Community Banks Played in PPP

Read More