Board Councils and Committees

Operational Risk Council

Position	Name	Institution	City	State
Member	Alan Freeman	Discover Financial Services	Riverwoods	IL
Member	Ann Marie Thomas	First Citizens Bank & Trust Co	Raleigh	NC
Member	Christopher Nestore	TD Bank National Association	Cherry Hill	NJ
Member	Erika Crandall	Bank of the West	San Francisco	CA
Member	Erin Amerlan	Charles Schwab & Co Inc	Lone Tree	CO
Member	Erin Straits	Wells Fargo Bank NA	Cincinnati	OH
Member	James E. Johnson Jr.	First Republic Bank	San Francisco	CA
Member	Janet Lerch	US Bank National Association	Richfield	MN
Member	Jennifer Aydelott	Wells Fargo Bank NA	Prosper	TX
Member	Joseph A. Iraci	TD Ameritrade Holding	Jersey City	NJ
Member	Kala Tomjack	First National Bank of Omaha	Omaha	NE
Member	Lisa N. Murphy	First Horizon National Corporation	Memphis	TN
Member	Mark Williams	Zions Bancorporation	Salt Lake City	UT
Member	Melinda L. Ball	Huntington National Bank	Columbus	OH
Member	Michael J. Dunetts	First National Bank of Omaha	Omaha	NE
Member	Peter Moenickheim	Ocwen Financial Corporation	Keller	TX
Member	Sandra Laughlin	MidCountry Financial Corp	Mableton	GA
Chair	Spyro Karetsos	TD Ameritrade Holding	Jersey City	NJ