Course Overview

Asset-Based Lending (ABL) for Non-Asset-Based Lenders is a case study course to provide generalist non-asset-based lenders with a basic understanding of this type of secured lending. Participants from banks with ABL units gain a cross-sell understanding of the product and those from banks with no ABL capability learn asset- based lending fundamentals to apply within their own portfolios.

     

Duration

7.5 hours

Delivery

Instructor-Led Online

Program Level

Intermediate

 

Prerequisites

None

 

 

Who Will Benefit?

Middle market lenders, credit analysts and relationship managers outside asset-based lending units. Analysts and lenders with moderate experience in generalist commercial lending; lenders in banks whose middle market units also must provide asset-based services; relationship managers in banks whose non-asset based lenders are responsible for identifying prospective asset-based loan customers.

   

Learning Objectives

Upon completion of this course, participants will be able to:

• Identify candidates for asset-based loans.
• Identify and understand credit and operational risks particular to asset-based loans.
• Understand the purpose and objectives of the field examination and be able to describe examination tests and how they help disclose and quantify collateral risk.
• Understand how appropriate loan structuring, reporting, and monitoring can minimize asset-based lending risk.

Methodology:

This course consists of the following aspects of asset-based lending: identifying candidates for asset-based loans; identifying and understanding credit and operational risks particular to assetbased loans; and understanding how appropriate loan structuring, reporting, and monitoring can minimize asset-based lending risk. To aid in the process of learning asset-based lending, participants study one case. The case actively involves participants by including large and small group activities along with questions to enhance the understanding of asset-based lending. Participants learn by practice, which, in turn, increases retention.