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Cash Flow Analysis I: UCA Fundamentals

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Prof. Dev. Course: In-Person


12/6/2023 - 12/7/2023

Registration Fees

Members $845
Nonmembers $1,495

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Item Details

Site Information:

The First National Bank

100 S. Phillips Ave

Sioux Falls, SD  57104

2nd Floor Training Room

Co-Sponsored by the Siouxland Chapter

Event Dates & Times: December 6, 2023 8:30am - 5:00pm; December 7, 2023 8:30am - 5:00pm

Cash Flow I: UCA Fundamentals provides participants with a core understanding of direct cash flow analysis and how a company can repay a loan from its cash flow. These insights will enhance the quality and effectiveness of the entire credit decision process. Subject matter covered includes constructing a UCA cash flow statement, identifying and analyzing trends in cash flow, projecting and sensitizing future cash flow, and determining the appropriate lending decision based on such projections. Through case studies, small group activities, and group discussions, participants will learn how to apply the course content to real-life situations.

Cash Flow I: UCA Fundamentals focuses on improving the participants’ abilities to:

  • Evaluate income statements, the balance sheet, and notes to these statements
  • Use this information to judge a company’s financial condition and performance
  • Construct a UCA cash flow statement
  • Use the UCA cash flow statement to reveal how the company generated its cash, spent its cash, and invested or financed the difference and then test assumptions on a UCA cash flow projections to diagnose their impact on the borrower’s financial statements
  • Effectively present the UCA cash flow analysis process and the resulting credit decision either in writing or orally

Cash Flow I: UCA Fundamental is designed for credit analysts, loan review personnel, and lenders new to cash flow analysis, as well as other commercial banking professionals who need to understand cash flow and how it helps determine a borrower’s ability to repay loans. It is structured for individuals who are acquainted with financial accounting principles and the basic disciplines of financial analysis. Participants are expected to have a basic knowledge of financial accounting and traditional financial statement analysis