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Balance Sheet Analysis

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Balance Sheet Analysis

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In your role as a commercial banker, you need to apply income statement measures to analyze the profitability of the company. Balance Sheet Analysis will prepare you to evaluate the strength of the balance sheet through liquidity, leverage and net worth analysis.

This course uses a combination of storytelling, application challenges, microlearning, and job aids to build your confidence in your ability to read and interpret balance sheets. We estimate it will take between two and three hours to complete the course.

Who will benefit?
Bankers who need to interpret balance sheets will benefit from this course.

You will:

Assess a company’s ability to meet its short-term obligations through liquidity analysis.
Calculate and interpret working capital.
Evaluate the results of a liquidity analysis in light of industry expectations.
Assess the extent to which a company has funded its assets with debt as opposed to owner’s equity through leverage analysis.
Compare a company’s liability structure to its asset distribution to evaluate the risk in a company’s leverage.
Analyze trends in the leverage of a company, including comparison with a peer composite in RMA’s Annual Statement Studies.
You should be well versed in basic accounting for bankers or take RMA’s Accounting and Financial Ratios course before enrolling in Balance Sheet Analysis.

This commercial lending training course contains all necessary resources, including sample financial documents and job aids. You can save these resources to your device and/or print them.

Knowledge checks are used throughout the course. The knowledge checks allow you to test your progress in securing the concepts and reflect on your thinking about the questions. A scored mastery assessment is available after you complete the course.