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Statement Studies

Statement Studies

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Enhance financial decision making at your organization through reliable benchmarking data

Financial and risk professionals need high-quality benchmarking data to make smarter financial decisions. RMA Statement Studies® is the only source of comparative industry benchmark data that comes directly from the financial statements of small and medium-size borrowers of RMA’s member institutions. 

    

 

How Can Statement Studies Help You?

Trusted Resource

A staple credit risk tool for more than 100 years, with historical and comparative financial data of US-based businesses since 1919

Comprehensive Tool

More than 20 key financial ratios as well as balance sheet, income statement, and cash flow line items are available from more than 240,000 statements

Industry Data

Tracking more than 700 industries both nationally and regionally based on the North American Industry Classification System codes

Community

Statement Studies is a member-driven resource - it has been built and used by member banks for 100+ years

Members: Learn about the submission process

Click here
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Download an example of our Statement Studies industry benchmarking report.

Download a Sample

Available in Three Easy Formats 


Book

National data is available in traditional print format right now for the 2020-2021 Annual Statement Studies: Financial Ratio Benchmarks book.

$470


Online

eStatement Studies combines data from the Annual Statement Studies: Financial Ratio Benchmarks book with data on Industry Default Probabilities and Cash Flow Measures, in addition to enabling you to break out regional data.

$690/user


Download

Single industry benchmark data is available anytime online as a PDF download. You'll get the same timely, high-quality information displayed exactly as it appears in the printed format.

$165/each

 

 

Book
$470

Online
$690/user

Download
$165

Format

Printed Book Unlimited Online Access + Excel Downloads PDF Download

Use if...

You want to have a traditional, hard copy record of valuable, benchmark data with 19 classic financial statement ratios clearly defined. 732 industries are presented using the 2017 North American Industry Classification System (NAICS) codes.

You want 24/7 online access through eStatement Studies which includes data on Industry Default Probabilities and Cash Flow Measures as well as Financial Ratio Benchmarks. It also enables you to break out regional data and export all data into an Excel spreadsheet. You want data for one or two industries. You can browse the 732 industries and purchase only the ones you need. Available online for immediate download, single industry benchmark data is displayed exactly as it appears in the book.

Financial Ratio Benchmarks  

Yes Yes Yes

Number of Industries Included

732 732 1 Industry per download

Timeframe of Available Data

5 years 22 years 5 years

Industry Default Probabilities and Cash Flow Measures

- 611 Industries 611 Industries

Sector Reports

- Yes -

Data Available for 6 Geographic Regions

- Yes -

 

Statement Studies Blogs 1168X660 3

Researchers get easy access to historical and current data and reports per industry via RMA’s Statement Studies, the go-to benchmark resource.

Statement Studies Blogs 1168X660 1

Statement Studies Blogs 1168X660 2

Additional Information on Statement Studies

Financial Ratio Benchmarks (2020-2021):

This introductory document will help you understand and interpret financial ratio benchmarks. It details the presentation of the report, including header, footer, and line item explanations; ratio definitions; formulas; and quartile commentary.

 

Industry Default Probabilities and Cash Flow Measures (2020-2021):

This introductory document will help you understand and interpret the Industry Default Probabilities report. This document details presentation of the report, including header, footer, and line item explanations; ratio definitions; and formulas.

 

Look Up My NAICS:  

The North American Industry Classification System (NAICS) section of the U.S. Census website is a reliable resource for learning more about these standards and how to determine what NAICS code you should be using.

 

2020 Industry List:

A full list of the industries that have been included in the 2020-21 Annual Statement Studies.

 

Software Companies Interested in Licensing:

Please email sscarpa@rmahq.org.