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Statement Studies

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Enhance financial decision making at your organization through reliable benchmarking data

Financial and risk professionals need high-quality benchmarking data to make smarter financial and operational decisions. RMA Statement Studies® is the only source of comparative industry benchmark data on small and medium-sized borrowers and our data comes directly from RMA’s member institutions. 

    

 

How Can Statement Studies Help You?

Trusted Resource

A staple credit risk tool for more than 100 years, with historical and comparative financial data of US-based businesses since 1919

Comprehensive Tool

More than 20 key financial ratios as well as balance sheet, income statement, and cash flow line items are available from more than 140,000 statements

Industry Data

Tracking more than 580 industries both nationally and regionally based on the North American Industry Classification System codes

Community

Statement Studies is a member-driven resource - it has been built and used by member banks for 100+ years

Members: Learn about the submission process

Click here
SS2022 Vol1 Cover

Download an example of our Statement Studies industry benchmarking report.

Download a Sample

Available in Three Easy Formats 


Book

National data is available in traditional print format right now for the 2022-2023 Annual Statement Studies: Financial Ratio Benchmarks book.

$525


Online

eStatement Studies combines data from the Annual Statement Studies: Financial Ratio Benchmarks book with data on Industry Default Probabilities and Cash Flow Measures, in addition to enabling you to break out regional data.

$720/user


Download

Single industry benchmark data is available anytime online as a PDF download. You'll get the same timely, high-quality information displayed exactly as it appears in the printed format.

$185/each

 

 

Book
$525

Online
$720/user

Download
$185

Format

Printed Book Unlimited Online Access + Excel Downloads PDF Download

Use if...

You want to have a traditional, hard copy record of valuable, benchmark data with 19 classic financial statement ratios clearly defined. 580 industries are presented using the 2022 North American Industry Classification System (NAICS) codes.

You want 24/7 online access through eStatement Studies which includes data on Industry Default Probabilities and Cash Flow Measures as well as Financial Ratio Benchmarks. It also enables you to break out regional data and export all data into an Excel spreadsheet. You want data for one or two industries. You can browse the 580 industries and purchase only the ones you need. Available online for immediate download, single industry benchmark data is displayed exactly as it appears in the book.

Financial Ratio Benchmarks  

Yes Yes Yes

Number of Industries Included

580 580 1 Industry per download

Timeframe of Available Data

5 years 24 years 5 years

Industry Default Probabilities and Cash Flow Measures

- 580 Industries 580 Industries

Sector Reports

- Yes -

Data Available for 6 Geographic Regions

- Yes -

 

Universities, Colleges, and Libraries interested in adding the eStatement Studies via IP Authentication?

Contact Us Today

 

 

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Researchers get easy access to historical and current data and reports per industry via RMA’s Statement Studies, the go-to benchmark resource.

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Additional Information on Statement Studies

Financial Ratio Benchmarks (2022-2023):

This introductory document will help you understand and interpret financial ratio benchmarks. It details the presentation of the report, including header, footer, and line item explanations; ratio definitions; formulas; and quartile commentary.

 

Industry Default Probabilities and Cash Flow Measures (2022-2023):

This introductory document will help you understand and interpret the Industry Default Probabilities report. This document details presentation of the report, including header, footer, and line item explanations; ratio definitions; and formulas.

 

Look Up My NAICS:  

The North American Industry Classification System (NAICS) section of the U.S. Census website is a reliable resource for learning more about these standards and how to determine what NAICS code you should be using.

 

2021 Industry List:

A full list of the industries that have been included in the 2021-22 Annual Statement Studies.

 

Software Companies Interested in Licensing:

Please email sscarpa@rmahq.org.