Statement Studies
Statement Studies
Enhance financial decision making at your organization through reliable benchmarking data
Financial and risk professionals need high-quality benchmarking data to make smarter financial decisions. RMA Statement Studies® is the only source of comparative industry benchmark data that comes directly from the financial statements of small and medium-size borrowers of RMA’s member institutions.
How Can Statement Studies Help You?
Trusted Resource
A staple credit risk tool for more than 100 years, with historical and comparative financial data of US-based businesses since 1919
Comprehensive Tool
More than 20 key financial ratios as well as balance sheet, income statement, and cash flow line items are available from more than 240,000 statements
Industry Data
Tracking more than 700 industries both nationally and regionally based on the North American Industry Classification System codes
Community
Statement Studies is a member-driven resource - it has been built and used by member banks for 100+ years
Members: Learn about the submission process
Click here
Download an example of our Statement Studies industry benchmarking report.
Download a SampleAvailable in Three Easy Formats
Book
National data is available in traditional print format right now for the 2020-2021 Annual Statement Studies: Financial Ratio Benchmarks book.
$470
Online
eStatement Studies combines data from the Annual Statement Studies: Financial Ratio Benchmarks book with data on Industry Default Probabilities and Cash Flow Measures, in addition to enabling you to break out regional data.
$690/user
Download
Single industry benchmark data is available anytime online as a PDF download. You'll get the same timely, high-quality information displayed exactly as it appears in the printed format.
$165/each
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Book |
Online |
Download |
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Format |
Printed Book | Unlimited Online Access + Excel Downloads | PDF Download |
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Use if... |
You want to have a traditional, hard copy record of valuable, benchmark data with 19 classic financial statement ratios clearly defined. 732 industries are presented using the 2017 North American Industry Classification System (NAICS) codes. |
You want 24/7 online access through eStatement Studies which includes data on Industry Default Probabilities and Cash Flow Measures as well as Financial Ratio Benchmarks. It also enables you to break out regional data and export all data into an Excel spreadsheet. | You want data for one or two industries. You can browse the 732 industries and purchase only the ones you need. Available online for immediate download, single industry benchmark data is displayed exactly as it appears in the book. |
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Financial Ratio Benchmarks |
Yes | Yes | Yes |
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Number of Industries Included |
732 | 732 | 1 Industry per download |
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Timeframe of Available Data |
5 years | 22 years | 5 years |
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Industry Default Probabilities and Cash Flow Measures |
- | 611 Industries | 611 Industries |
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Sector Reports |
- | Yes | - |
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Data Available for 6 Geographic Regions |
- | Yes | - |
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Additional Information on Statement Studies
Financial Ratio Benchmarks (2020-2021):
This introductory document will help you understand and interpret financial ratio benchmarks. It details the presentation of the report, including header, footer, and line item explanations; ratio definitions; formulas; and quartile commentary.
Industry Default Probabilities and Cash Flow Measures (2020-2021):
This introductory document will help you understand and interpret the Industry Default Probabilities report. This document details presentation of the report, including header, footer, and line item explanations; ratio definitions; and formulas.
The North American Industry Classification System (NAICS) section of the U.S. Census website is a reliable resource for learning more about these standards and how to determine what NAICS code you should be using.
A full list of the industries that have been included in the 2020-21 Annual Statement Studies.
Software Companies Interested in Licensing:
Please email sscarpa@rmahq.org.