CECL Model Applications and the Importance of Model Oversight

April 4, 2023

Will the March 31, 2023 call reports indicate a seismic shift in the way that financial institutions size up credit exposures? Join us as we dive deep into the mechanics of the Current Expected Credit Loss (CECL) forecasting process, including:

• Influences on your bank’s credit risk posture
• The importance of independent review of your CECL models
• Where to apply your CECL models to enhance stress testing and management reporting 

Credit Risk and Interest Rates

April 25, 2023

Interest rates are a daily headline story for all banks. Consistently rising rates can have a sizeable impact on the cost of debt. In this webinar, our presenters will explore current rate trends and important considerations as you evaluate your bank’s loan portfolios on a loan basis, and from a portfolio perspective. Panelists will also discuss the potential impact of floating rates found in PPP and SBA loans.

Credit Risk in Agriculture

May 9, 2023

This webcast will review the credit risk side of agricultural lending. The discussion will address current topics and events, including climate change and its impact on global agriculture? Ag lenders’ deals can be especially vulnerable to climate changes as severe weather conditions impact farmers’ earnings, putting stress on operations and possibly impacting credit quality and ability to repay. In addition, global unrest could significantly impact Ag supply chains? Our panelists will explore techniques to enable resilience within banks’ agricultural portfolios while also addressing the needs of the Ag community.

Credit Risk in Real Estate

May 16, 2023

Panelists will share trends in both the commercial and residential markets and their implications for credit risk in real estate. While the pandemic is nearly over, changes in the workforce may be triggering a paradigm shift in the CRE world.?Join us to review how the real estate sectors are responding to COVID-induced change, as well as change resulting from inflation and shifting economic conditions. 

Credit Risk of Interest Rate Hedging

June 13, 2023

As interest rates rise, lenders will need to apply a variety of hedging methods to reduce risk. Our panelists will provide insight into how to manage a rising interest rate environment and the associated risks across your loan portfolio. Strategies discussed will include: forwards/FRAs, futures, swaps, options, caps, floors and collars.

Is your Institution Equipped with a Robust CRE Loan Credit Risk Rating System as Rates Rise and Markets remain Volatile

April 20, 2023

The commercial real estate market is notably sensitive to interest rate fluctuations, and the impact of recent hikes has been complicated due to the interplay of economic forces.

How can CRE fundamentals—ranging from the most recent base point for the cost of capital to property values, volume of transactions, demand shifts, potential delinquencies, and the need for debt restructures—be combined to form the new CRE base for the upcoming period?

We are committed to discussing the impact of interest rates on specific markets, demonstrating how our projections behave in a potential debt restructure, and identifying which risk metrics exhibited the highest degree of volatility following a year of interest rate hikes that influenced CRE lenders' decisions. The tension is high; being proactive in portfolio management is critical.

Presented By CoStar Risk Analytics

Take a Proactive Approach to Performance Management in 2023

May 10, 2023

With the world facing a tough economic landscape, 2023 promises to be a testing time for businesses and the banks that serve and support them. As their corporate clients react to emerging economic uncertainty, banks need to assess their lending practices to get a clear view of how the financial climate will impact the growth and performance of their business. And, the uncertainty over future rate movements is putting pressure on net interest margins, making it a major concern for both banks and regulators. It also emerges as banks grapple with underlying growth in the complexity of treasury and asset/liability risk management (ALM) that has been ongoing for some time.
Against this backdrop, banks realize they need to proactively manage their balance sheets to maintain growth and enhance profitability.

Credit Trends in Commercial Lending - Credit Risk Navigator - March

April 27, 2023

Based on data collected by  RMA Credit Risk Navigator, Powered by AFS (CRN), you’ll get an in-depth analysis of key C&I and CRE credit risk metrics, market sectors, and geographic segments, and get special insight into recent industry volatility.

Credit Trends in Commercial Lending - Credit Risk Navigator - June

July 27, 2023

Based on data collected by RMA Credit Risk Navigator, Powered by AFS (CRN), you’ll get an in-depth analysis of key C&I and CRE credit risk metrics, market sectors, and geographic segments, and get special insight into recent industry volatility.

Credit Trends in Commercial Lending - Credit Risk Navigator - April

May 25, 2023

Based on data collected by RMA Credit Risk Navigator, Powered by AFS (CRN), you’ll get an in-depth analysis of key C&I and CRE credit risk metrics, market sectors, and geographic segments, and get special insight into recent industry volatility.

Credit Trends in Commercial Lending - Credit Risk Navigator - May

June 29, 2023

Based on data collected by RMA Credit Risk Navigator, Powered by AFS (CRN), you’ll get an in-depth analysis of key C&I and CRE credit risk metrics, market sectors, and geographic segments, and get special insight into recent industry volatility.

RMA Community Bank Series: Board Metrics (KRIs)

April 18, 2023

Want to know how to report key risk indicators to your executive leaders and board members? This community bank webcast on board reporting metrics provides risk professionals with the leading practices for reporting common metrics. Our webcast will help you stay ahead of the curve and provide accurate information to those who need it most. By attending our webcast, you’ll gain an understanding of the latest trends in risk management and reporting. You’ll also learn about best practices for communicating with your executive leaders and board members. 

Register now for RMA’s complimentary community bank webcast!