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Meet your need for a credit training program with RMA’s comprehensive learning opportunity

Many banks are experiencing a shortage of analysts and new lenders, and yet few are able to commit the resources needed for a traditional credit training program. To meet the need for a comprehensive, yet accessible credit training program, more and more institutions are turning to the RMA Commercial Lending School. Designed to be the equivalent of a bank’s commercial training program, the RMA Commercial Lending School offers an organized and comprehensive curriculum that will bring your team up to speed quickly. 

 

 

Register for Commercial Lending School by selecting an option that works best for you.
Please note that login is required. 

Virtual

Download July 2023 Course Brochure

Virtual

Download September 2023 Course Brochure

 

 

Why Are Banks Finding RMA's Commercial Lending School Valuable?

Top Quality

Expert faculty with deep industry experience teach all CLS courses, facilitating greater instructor/participant rapport and enhancing the quality of learning.

 

Balanced

A logical flow of information and balanced course offerings allows participants to develop and strengthen skills in all stages of the program.

 

Evidence-based Learning

Rigorous case assignments and exercises provide practice and reinforcement between class sessions, while teeing-up the next session’s focus.

 

Comprehensive

Faculty review all work, providing detailed critiques of assignments that enables participants to gauge their progress and benefit from individual coaching.

 

Curriculum

  1. Credit Analysis Basics

    This two-day segment uses two case studies as the basis for reviewing basic credit concepts and assessing current skill levels.

  2. Cash Flow Analysis I: UCA Fundamentals

    It is necessary for bankers involved in commercial lending to be familiar with not only the different forms of cash flow, but also its rules of construction.

  3. Analyzing Business Tax Returns

    Knowing which tax forms and schedules to use and how to interpret them correctly is a skill needed by today’s commercial bankers, analysts, and business developers.

  4. Analyzing Personal Financial Statements and Tax Returns

    Coupling tax returns to personal statements closes the gap in the complete analysis of individuals in commercial transactions.

  5. Structuring Commercial Loans I

    This class examines borrowing causes, sources of repayment, and the role of capital structure in loan structuring.

  6. Writing the Credit Analysis

    In this course, participants learn techniques for creating, analyzing, improving and reviewing their own credit write-ups.

    

 

About the Program

The RMA Commercial Lending School is delivering the training you need, when and where you need it. That means you can look forward to these offerings being held live online via the Zoom web conferencing platform. It’s the same great content, learning objectives, and expert instruction, but delivered to you in the comfort of your home or office. On classroom days, participants will join the web conference from their laptop or computer using a link exclusive to those in the School. Once joined, they’ll be greeted by the instructor and taken through the material, engage in exercises, receive coaching and feedback, interact with peers, and ask questions as needed-just like in a physical classroom

     

Questions?

 

 

MinBanc Foundation


MinBanc Foundation Grants

Are you employed by a minority- or women-owned bank? RMA has partnered with MinBanc, which reimburses training costs for minority- and women-owned banks. To learn more or apply, visit minbanc.org.